1796 Maple Dr, Charles City, IA 50616 Property Records

Floyd County property record for 1796 Maple Dr, Charles City, IA 50616

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,216 sqft · built 1958
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$219,000 (Mar 2020)
Tax Bill$2,888 (2026)
Deeds & MortgagesJul 2018 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073422700400

Property Details

APN / Parcel Number

Primary APN073422700400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,216 sqft Living Area
1st Floor Area1,418 sqft
Basement Area1,418 sqft
Finished Basement500 sqft
Unfinished Basement918 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,253 sqft (0.97 acres)
Garage TypeMixed
Garage Area722 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area495 sqft
Patio Area578 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1796 MAPLE DR
CityCHARLES CITY
StateIA
Zip50616-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR VIEW SD N1/2N E1/4 LT 1734-96-16
Legal Range16W
Legal Township96N
Legal Section34
Legal SubdivisionCEDAR VIEW SD
Legal Lot Number16,96
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1080
Census Tract480100

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1796 MAPLE DR, CHARLES CITY, IA 50616-9130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2018Deed of Trust, Mortgage
FIRST SECURITY BANK & TRUST CO
Mar 10, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Deed Document Number2020445
Deed Book / Page2020 / 445
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1796 MAPLE DR, CHARLES CITY, IA 50616-9130
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001588
DateJul 31, 2018
Book Page0000002018/0000001588
Instrument000000001588
Lender
NameFIRST SECURITY BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD IA
Recording DateMar 10, 2020
Property Address1796 MAPLE DR, CHARLES CITY, IA 50616-9130
Document Number002020/445
Book / Page2020 / 445
Instrument DateMar 5, 2020
Instrument445
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1796 MAPLE DR, CHARLES CITY, IA 50616-9130

Mortgage

Document Number002020/446
DateMar 10, 2020
Book Page2020/446
Instrument446
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,888.00 Homeowner's exemption$269,420 (-) Land $44,700 Building $224,720$269,420 (-) Land $44,700 Building $224,720
2025$2,888.00 (+2.34%) Homeowner's exemption$269,420 (+7.05%) Land $44,700 Building $224,720$269,420 (+7.05%) Land $44,700 Building $224,720
2023$251,670 (+27.7%) Land $44,700 Building $206,970$251,670 (+27.7%) Land $44,700 Building $206,970
2022$2,822.00$197,080 Land $44,700 Building $152,380
2021$197,080 Land $44,700 Building $152,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Router12 Networks
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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