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1796 Jakes Dr, Panama City, FL 32405 Property Records

Bay County property record for 1796 Jakes Dr, Panama City, FL 32405

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,484 sqft · built 2023
Lot Size0.044 acres (1,960 sqft)
OwnerIndividual Name on File
Last Sale$227,900 (Aug 2025)
Tax Bill$3,097 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11588-980-415

Property Details

APN / Parcel Number

Primary APN11588-980-415

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,484 sqft Heated Area
Gross Area1,864 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area1,960 sqft (0.044 acres)
Lot Dimensions100 ft deep x 20 ft wide
DrivewayDriveway
Driveway Area72 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1796 JAKES DR
CityPANAMA CITY
StateFL
Zip32405-6740
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeBC15
Legal DescriptionJAKES LANDING LOT 83 ORB 4945 P 544
Legal Lot Number83
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2039
Census Tract1301

Owner

1796 Jakes Dr, a townhouse, is owned and occupied by an individual who bought it in August 2025.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1796 JAKES DR, PANAMA CITY, FL 32405-6740
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2025 · Amount on File
Deed SaleAug 22, 2025 · Amount on File
Deed Document Number2025048172
Deed Book / Page4945 / 544
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateAug 22, 2025
Property Address1796 JAKES DR, PANAMA CITY, FL 32405-6740
Document Number0049450544
Book / Page4945 / 544
Map ReferenceMB 30 PG 50
Instrument DateAug 21, 2025
Instrument2025048172
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,595.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address1796 JAKES DR, PANAMA CITY, FL 32405-6740

Mortgage

Document Number0004945545
DateAug 22, 2025
Instrument4945/545
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1796 Jakes Dr was $3,097, down 9.7% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,097.00 (-9.68%)$205,914 (-7.37%) Land $34,000 Building $171,914$205,914 (-7.37%) Land $34,000 Building $171,914
2024$3,429.00$222,298 Land $40,000 Building $182,298$222,298 Land $40,000 Building $182,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1796 Jakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1796 Jakes Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Mediacom Xtream.

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