1796 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1796 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,752 sqft · built 1977
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,500 (Mar 2026)
Tax Bill	$88 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-074486`

Property Details

APN / Parcel Number

Primary APN	`02-074486`
Alternative APNs	`2074486` `074486`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	240 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	074486
Street Address	1796 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 63 SECT 2 PLAT 4 6200 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Lot Number	63
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1796 HARVEST DR, FREDERICK, MD 21702-3036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed, Transfer · Conventional Mortgage MVB HOME LOANS
Jun 6, 2016	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Nov 29, 1995 · Amount on Record
Deed Book / Page	17786 / 307
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 26, 2026
Property Address	1796 HARVEST DR, FREDERICK, MD 21702-3036
Document Number	0177860307
Book / Page	17786 / 307
Map Reference	MB 12 FO 71
Instrument Date	Mar 3, 2026
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ANDOVER TITLE AND ESCROW AGENCY, ANDERSON TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7602 SHENANDOAH CT, BOONSBORO, MD 21713-2449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1796 HARVEST DR, FREDERICK, MD 21702-3036

Mortgage

Document Number	0017786315
Date	Mar 26, 2026
Instrument	17786/315

Lender

Name	MVB HOME LOANS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1796 HARVEST DR, FREDERICK, MD 21702-3036
Document Number	0118760118
Book / Page	011876 / 000118
Instrument Date	Jun 6, 2016
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1796 HARVEST DR FREDERICK MD 217023036, FREDERICK, MD 21702-3036

Mortgage

Document Number	0118760118
Date	Jun 16, 2017
Book Page	011876/000118

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,100 (+7.33%)	$412,700 (+21.99%) Land $138,200 Building $274,500
2025	$88.00 (-5%)	$338,300 (+20.72%) Land $114,500 Building $223,800	$338,300 (-) Land $114,500 Building $223,800
2024	$176.00 (+1%)
2023	$88.00 Disabled Person's exemption Veteran's exemption	$280,233	$338,300 Land $114,500 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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