Charlotte County property record for 17954 Saddle Rd, Punta Gorda, FL 33982 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,688 sqft · built 2023 |
| Lot Size | 0.242 acres (10,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,200 (Jan 2023) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-32-238-023 |
| Primary APN | 42-26-32-238-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Gross Area | 2,260 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,581 sqft (0.242 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 352 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 17954 SADDLE RD |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BTC 001 0000 2072 BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2072 3202542 |
| Legal Lot Number | 2072 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 42-26-32-238-023
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 17954 SADDLE RD, PUNTA GORDA, FL 33982-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 3202542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 12, 2023 |
| Property Address | 17954 SADDLE RD, PUNTA GORDA, FL 33982-5149 |
| Document Number | 0003202542 |
| Map Reference | MB 24 PG 22A-22M |
| Instrument Date | Jan 12, 2023 |
| Instrument | 3202542 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,528.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412 |
| Name | Verified Name |
|---|---|
| Address | 17954 SADDLE RD, PUNTA GORDA, FL 33982-5149 |
| Document Number | 0003202543 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 3202543 |
| Name | ALLIED FIRST BANK SB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 (+51.78%) Homeowner's exemption | $310,854 (+922.95%) | $358,415 (+679.16%) Land $58,400 Building $300,015 |
| 2023 | $2,667.00 | $30,388 | $46,000 (-87.26%) Land $46,000 |
| $361,200 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 100 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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