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1795 N Cloverdale Ter, Hernando, FL 34442 Property Records

Citrus County property record for 1795 N Cloverdale Ter, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1984
Lot Size1.28 acres (55,741 sqft)
Owner2 Individual Names on File
Tax Bill$992 (2025)
Flood ZoneZone X (minimal risk)
APN19E-18S-25-23300-004.0

Property Details

APN / Parcel Number

Primary APN19E-18S-25-23300-004.0
Alternative APNs
  • 2518S19E233000040
  • 1617201

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,730 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialFiberglass
Lot Area55,741 sqft (1.28 acres)
Lot Dimensions268 ft deep x 104 ft wide
Garage Area2,400 sqft
PorchOpen Porch
Porch Area480 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1617201
Old Parcel Number2518S19E233000040
Street Address1795 N CLOVERDALE TER
CityHERNANDO
StateFL
Zip34442-4469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR COASTAL LAKES & RVRS
Legal DescriptionLOTS 4 & 6 IN SEC 25-18-19 KNOWN AS PCL 23300-0040 ON CITRUS CO ASSESSMENT MAP 459B FURTHER DESC IN OR BK 24 9 PG 612 OR BK
Legal Range19E
Legal Township18S
Legal Section25
Legal SubdivisionUNREC TRACTS IN 25-18S-19E
Legal Lot Number4,6 6
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2038
Census Tract450800

Owner

1795 N Cloverdale Ter is owned and occupied by two individuals who acquired it in March 1980.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address1795 N CLOVERDALE TER, HERNANDO, FL 34442-4469
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1980
Deed SaleMar 1, 1980
Deed Document Number0005591420
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1795 N Cloverdale Ter was $992 with exemptions applied, up 8.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$992.00 (+8.65%) Homeowner's exemption Additional exemption filed$211,461 (-5.29%) Land $10,820 Building $200,641$211,461 (-5.29%) Land $10,820 Building $200,641
2024$913.00 (+3.51%) Homeowner's exemption Additional exemption filed$223,264 (+6.58%) Land $10,820 Building $212,444$223,264 (+6.58%) Land $10,820 Building $212,444
2023$882.00 (+6.91%) Homeowner's exemption Additional exemption filed$209,478 (+8.58%) Land $10,820 Building $198,658$209,478 (+8.58%) Land $10,820 Building $198,658
2022$825.00 Homeowner's exemption Additional exemption filed$192,928 Land $10,820 Building $182,108$192,928 Land $10,820 Building $182,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1795 N Cloverdale Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims2 (1982–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1795 N Cloverdale Ter is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFT BAY VILLAGE
private · serves 48 people · EPA ID FL6090898
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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