1795 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1795 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,163 sqft · built 2012
Lot Size	0.309 acres (13,485 sqft)
Owner	Individual Name on Record
Tax Bill	$4,177 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-15-0-00141-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-15-0-00141-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,163 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,485 sqft (0.309 acres)
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	1795 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL S/D SEC F LOT 141
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	NOTTING HILL S/D
Legal Lot Number	141
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3019
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1795 BANBURY LN, HERNANDO, MS 38632-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BRIGHTON BANK
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage EAGLE MORTGAGE & FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022
Deed Sale	Jan 3, 2022
Prior Sale	Apr 4, 2019
Deed Document Number	0000983539
Deed Book / Page	983 / 539
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1795 BANBURY LN, HERNANDO, MS 38632-8071
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 BANBURY LN, HERNANDO, MS 38632-8071

Mortgage

Document Number	005247/167
Date	May 20, 2021
Book Page	5247/167

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Feb 7, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 3, 2022
Property Address	1795 BANBURY LN, HERNANDO, MS 38632-8071
Document Number	000983/539
Book / Page	983 / 539
Map Reference	MB 110 PG 25
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	LAND TITLE CORPORATION, LOCAL TITLE & CLOSING SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1138 BRIGHT HTS W, 1138, HERNANDO, MS 38632-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1795 BANBURY LN, HERNANDO, MS 38632-8071

Mortgage

Document Number	0005435177
Date	Jan 3, 2022
Instrument	5435/177

Lender

Name	BRIGHTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 4, 2019
Property Address	1795 BANBURY LN, HERNANDO, MS 38632-8071
Document Number	000884/591
Book / Page	0884 / 591
Map Reference	MB 110 PG 25
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 COBBLESTONE DR, 391, SAVANNAH, TN 38372-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1795 BANBURY LN, HERNANDO, MS 38632-8071

Mortgage

Document Number	0004703595
Date	Apr 4, 2019
Instrument	4703/595

Lender

Name	EAGLE MORTGAGE & FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+19.21%)	$35,771 (+42%) Land $3,000 Building $32,771	$357,706 (+42%) Land $30,000 Building $327,706
2023	$3,504.00	$25,190	$251,903 Land $30,000 Building $221,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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