1795 Atlas Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1795 Atlas Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,534 sqft · built 2025
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,470 (Jul 2025)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-607047`

Property Details

APN / Parcel Number

Primary APN	`02-607047`
Alternative APN	`607047`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,534 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	854 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	607047
Street Address	1795 ATLAS DR
City	FREDERICK
State	MD
Zip	21702-4950
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 199 1,500 SQ FT BELLE AIR FARM PHASE 4
Legal Phase	4
Legal Lot Number	199
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4916 RUSHING RIVER DR, ELLICOTT CITY, MD 21043-8006
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jul 15, 2025	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Deed Book / Page	17428 / 198
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1795 ATLAS DR, FREDERICK, MD 21702-4950
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 RUSHING RIVER DR, ELLICOTT CITY, MD 21043-8006

Mortgage

Document Number	0176060361
Date	Nov 18, 2025
Book Page	17606/361

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	BALTIMORE, MD 21203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 15, 2025
Property Address	1795 ATLAS DR, FREDERICK, MD 21702-4950
Document Number	0174280198
Book / Page	17428 / 198
Map Reference	MB 110 PL 99
Instrument Date	Jul 14, 2025
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,192.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 WESTVIEW DR STE 210, 210, FREDERICK, MD 21703-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4916 RUSHING RIVER DR, ELLICOTT CITY, MD 21043-8006

Mortgage

Document Number	0017428203
Date	Jul 15, 2025
Instrument	17428/203

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,533	$452,600 Land $95,000 Building $357,600
2025	$1,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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