1795 Agate Rd, Elgin, IA 52141 Property Records

Fayette County property record for 1795 Agate Rd, Elgin, IA 52141

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,766 sqft · built 1910
Lot Size	4.58 acres (199,505 sqft)
Owner	Trust Name on File
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Jul 2026 Transfer Mar 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0813100012`

Property Details

APN / Parcel Number

Primary APN	`0813100012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	199,505 sqft (4.58 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	244 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1795 AGATE RD
City	ELGIN
State	IA
Zip	52141-9569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARCEL L SW NW, SURVEY 2004/2820
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3010
Census Tract	80600

Owner

1795 Agate Rd, a rural home, is owner-occupied and held in a trust since October 2025.

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1795 AGATE RD, ELGIN, IA 52141-9569
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2026	Intrafamily Transfer, Transfer · Line of Credit CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 8, 2025
Transfer Doc	002026/723
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Jul 16, 2026
Property Address	1795 AGATE RD, ELGIN, IA 52141-9569
Document Number	0000001964
Book / Page	2026 / 1964
Instrument Date	Jul 16, 2026
Instrument	20261964
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1795 AGATE RD, ELGIN, IA 52141-9569

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE IA
Recording Date	Mar 18, 2026
Property Address	1795 AGATE RD, ELGIN, IA 52141-9569
Document Number	002026/723
Book / Page	2026 / 723
Instrument Date	Mar 18, 2026
Instrument	2026 723
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 AGATE RD, ELGIN, IA 52141-9569

Mortgage

Document Number	0002026724
Date	Mar 18, 2026
Instrument	2026 724

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1795 Agate Rd was $1,420 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00	$147,290 (-) Land $10,050 Building $137,240	$147,290 (-) Land $10,050 Building $137,240
2025	$1,420.00 (+2.31%) Homeowner's exemption	$147,290 Land $10,050 Building $137,240	$147,290 Land $10,050 Building $137,240
2024	$1,388.00
2023		$130,260 (+23.12%) Land $7,970 Building $122,290	$130,260 Land $7,970 Building $122,290
2022	$1,290.00 Homeowner's exemption Additional exemption filed	$105,800 Land $6,320 Building $99,480
2021			$105,800 Land $6,320 Building $99,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1795 Agate Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1795 Agate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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