1794 Shell Ring Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1794 Shell Ring Cir, Mount Pleasant, SC 29466 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,309 sqft · built 2003
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$824,000 (Mar 2021)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`594-07-00-147`

Property Details

APN / Parcel Number

Primary APN	`594-07-00-147`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,309 sqft Living Area
1st Floor Area	1,693 sqft
Upper Floors Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	High
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1794 SHELL RING CIR
City	MOUNT PLEASANT
State	SC
Zip	29466-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -OSPREY COVE PHASE 1B3 SECTION 5 DESCRIPTION -LOT 1794 SITE NAME -SHELL RING CIRCLE
Legal Subdivision	OSPREY COVE PHASE 1B3 SECTION 5
Legal Phase	1B3
Legal Lot Number	1794
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	4616

Owner

Source: Charleston County records · APN 594-07-00-147

Assessment roll updated August 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 09, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jul 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Book / Page	976 / 437
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Apr 29, 2026
Property Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Document Number	1385000445
Book / Page	1385 / 445
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029

Mortgage

Document Number	1385000445,
Date	Apr 29, 2026
Book Page	1385/445

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Transaction Type	Mortgage
Record Updated	Apr 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029

Mortgage

Document Number	0012270715
Date	Feb 09, 2024
Book Page	1227/715

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 29, 2021
Property Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Document Number	09760437
Book / Page	976 / 437
Map Reference	MB EF PG 475
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Sep 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1794 SHELL RING CIR, MT PLEASANT, SC 29466-8029

Mortgage

Document Number	976439
Date	Mar 29, 2021
Instrument	976/439

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1794 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Document Number	0732/0477
Instrument Date	Jul 02, 2018
Transaction Type	Mortgage
Record Updated	Aug 09, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1794 SHELL RING CIR MOUNT PLEASANT SC 294668029, MOUNT PLEASANT, SC 29466-8029

Mortgage

Document Number	0732/0477
Date	Jul 11, 2018
Book Page	000732/000477

Lender

Name	BANK OF SC
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+12.64%)
2024	$3,213.00 (+7.96%)	$33,000 (-)
2022	$2,976.00	$33,000	$825,000 (-) Land $250,000 Building $575,000
2020			$825,000 Land $250,000 Building $575,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 424 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	424 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Mar 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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