Carroll County property record for 1794 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,954 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,900 (Jun 2007) |
| Tax Bill | $4,923 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-105495 |
| Primary APN | 07-105495 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,954 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 339 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 105495 |
|---|---|
| Street Address | 1794 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.00 AC 1794 RIDGE RD WARFIELDSBURG |
| Legal Subdivision | WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 507702 |
1794 Ridge Rd is owned and occupied by two individuals who acquired it in December 2017.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1794 RIDGE RD, WESTMINSTER, MD 21157-6838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Dec 13, 2017 | Quit Claim Deed, Transfer · FHA Mortgage PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on File |
| Deed Sale | Jun 14, 2007 · Amount on File |
| Prior Sale | Oct 3, 1989 · Amount on File |
| Deed Document Number | 200764483 |
| Deed Book / Page | 5263 / 492 |
| Last Transfer Date | Dec 1, 2017 |
| Transfer Doc | 0088890272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1794 RIDGE RD, WESTMINSTER, MD 21157-6850 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0105840415 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 10584/415 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 13, 2017 |
| Property Address | 1794 RIDGE RD, WESTMINSTER, MD 21157-6850 |
| Document Number | 0088890272 |
| Book / Page | 008889 / 000272 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1794 RIDGE RD WESTMINSTER MD 211576850, WESTMINSTER, MD 21157-6850 |
| Document Number | 88890278 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 008889/000278 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | 1130 HOWARD ST, SAN FRANCISCO, CA 94103-3914 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2047 |
The 2026 property tax bill for 1794 Ridge Rd was $4,923 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,923.00 (+5.46%) Homeowner's exemption | $500,400 (+9.54%) Land $130,000 Building $370,400 | $500,400 (-) Land $130,000 Building $370,400 |
| 2025 | $4,668.00 Homeowner's exemption | $456,800 | $500,400 Land $130,000 Building $370,400 |
| 2023 | $4,176.00 Homeowner's exemption | $369,600 Land $130,000 Building $239,600 | $369,600 Land $130,000 Building $239,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1794 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1794 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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