1794 Grove Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1794 Grove Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,268 sqft · built 1962
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (May 1990)
Tax Bill$5,447 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
Nov 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN514-061-07-00

Property Details

APN / Parcel Number

Primary APN514-061-07-00
Alternative APN
  • 5140604200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,268 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area22,216 sqft (0.51 acres)
View / LotWoodland

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number5140604200
Street Address1794 GROVE RD
CityEL CAJON
StateCA
Zip92020-7832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTCT A SEC 13-16-1W POR TR CC000262
Legal Range01W
Legal Township16
Legal Section13
Legal SubdivisionRANCHO EL CAJON
Legal TractA
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1011
Census Tract15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1794 GROVE RD, EL CAJON, CA 92020-7832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Nov 28, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 1990 · Amount on Record
Deed SaleMay 16, 1990 · Amount on Record
Prior SaleJun 15, 1989 · Amount on Record
Deed Document Number1990267450
Last Transfer DateMay 20, 2001
Transfer Doc0000351276
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1794 GROVE RD, EL CAJON, CA 92020-7832
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1794 GROVE RD, EL CAJON, CA 92020-7832

Mortgage

Document Number0000191867
DateMay 3, 2022
Instrument2022-0191867
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term933 Months
DueFeb 15, 2100
Interest
Rate TypeAdjustable Rate
Rate4.32%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.32%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1794 GROVE RD, EL CAJON, CA 92020-7832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1794 GROVE RD, EL CAJON, CA 92020-7832

Mortgage

Document Number0000490342
DateNov 28, 2018
Instrument2018-0490342
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 28, 2038

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,496 (+2%) Land $168,879 Building $309,617
2025$5,447.00 (+2.08%) Homeowner's exemption$469,115 (+4.04%) Land $165,568 Building $303,547
2023$5,336.00 (+1.62%) Homeowner's exemption$450,901 Land $159,140 Building $291,761
2022$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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