Charlotte County property record for 17935 Saddle Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2023 |
| Lot Size | 0.187 acres (8,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,400 (Feb 2023) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 42-26-32-237-067 |
| Primary APN | 42-26-32-237-067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,020 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,148 sqft (0.187 acres) |
| Driveway | Driveway |
| Driveway Area | 352 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 17935 SADDLE RD |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BTC 001 0000 2045 BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2045 3225199 |
| Legal Lot Number | 2045 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2377 OXFORD MIDDLETOWN RD, HAMILTON, OH 45013-9720 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 3225199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 17935 SADDLE RD, PUNTA GORDA, FL 33982-5149 |
| Document Number | 0003225199 |
| Map Reference | MB 24 PG 22A-22M |
| Instrument Date | Feb 23, 2023 |
| Instrument | 3225199 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,438.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 CENTREPARK BLVD # 100, 100, WEST PALM BEACH, FL 33401-7402 |
| Name | Verified Name |
|---|---|
| Address | 2377 OXFORD MIDDLETOWN RD, HAMILTON, OH 45013-9720 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,415.00 (+30.99%) | $228,608 (+715%) | $318,479 (+716.61%) Land $53,000 Building $265,479 |
| 2023 | $2,607.00 (+24.8%) | $28,050 (+1%) | $39,000 (+52.94%) Land $39,000 |
| 2022 | $2,089.00 | $25,500 Land $25,500 | $25,500 Land $25,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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