1793 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1793 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1980
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2016)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-427-020`

Property Details

APN / Parcel Number

Primary APN	`06-04-427-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	176 ft deep x 35 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1793 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 PART OF LOT 187 DESC IN DOC 1550441
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	187
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

1793 Sheffield Dr is owned and occupied by an individual who bought it in April 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1793 SHEFFIELD DR, ELGIN, IL 60123-1261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Prior Sale	Oct 15, 2015 · Amount on File
Deed Document Number	201618417
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1793 SHEFFIELD DR, ELGIN, IL 60123-1261
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1793 SHEFFIELD DR, ELGIN, IL 60123-1261

Mortgage

Document Number	0000070315
Date	Sep 15, 2021
Instrument	2021K070315

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1793 SHEFFIELD DR, ELGIN, IL 60123-1261
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014498
Date	May 8, 2023
Instrument	2023K014498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1793 Sheffield Dr was $5,133 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,133.00 Homeowner's exemption	$75,293 (+8.57%) Land $14,798 Building $60,495	$225,969 (+8.57%) Land $44,412 Building $181,558
2024		$69,350 Land $13,630 Building $55,720	$208,133 Land $40,906 Building $167,227
2022	$4,433.00 (+4.82%) Homeowner's exemption	$57,128 (+6.96%) Land $11,228 Building $45,900	$171,384 (+6.96%) Land $33,684 Building $137,700
2021	$4,229.00 Homeowner's exemption	$53,410 Land $10,497 Building $42,913	$160,230 Land $31,491 Building $128,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1793 Sheffield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1793 Sheffield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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