RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Mortgage
Document Number
0000000272
Date
Jan 6, 2025
Instrument
2025000272
Lender
Name
US BANK NA
Type
Bank
Address
PORTLAND, OR 97204
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Jan 7, 2055
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
February 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Feb 2, 2026
Property Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Document Number
0000003155
Map Reference
MB 40 PG 97-100
Instrument Date
Jan 16, 2026
Instrument
2026003155
Transaction Type
Transfer
Record Updated
Feb 13, 2026
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Mortgage
Document Number
0000003156
Date
Feb 2, 2026
Instrument
2026003156
Lender
Name
UNITED AMERICAN MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2056
February 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Feb 23, 2023
Property Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Document Number
0000005011
Map Reference
MB 40 PG 97-100
Instrument Date
Feb 6, 2023
Instrument
2023005011
Transaction Type
Transfer
Record Updated
Aug 17, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
February 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Feb 17, 2023
Property Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Document Number
0000004514
Map Reference
MB 40 PG 97-100
Instrument Date
Feb 3, 2023
Instrument
2023004514
Transaction Type
Transfer
Record Updated
Aug 17, 2023
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
February 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Feb 17, 2023
Property Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Document Number
0000004513
Map Reference
MB 40 PG 97-100
Instrument Date
Jan 24, 2023
Instrument
2023004513
Transaction Type
Transfer
Record Updated
Aug 17, 2023
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1793 MIRASOL WAY, ATASCADERO, CA 93422-8510
Mortgage
Document Number
0000004515
Date
Feb 17, 2023
Instrument
2023004515
Lender
Name
SESLOC FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2053
Interest
Rate
5.37%
Type Change Date
Mar 1, 2030
Change Frequency
Annually
Min Rate At Change
5.37%
Max Rate At Change
6.37%
Index
1-Year T-Bill
Max Rate
10.3%
Tax Assessment & Valuation
The 2025 property tax bill for 1793 Mirasol Way was $15,486.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
Municipality
Atascadero City
County
San Luis Obispo County
Unified School District
Atascadero Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,208,714 (+2%)Land $318,362Building $890,352
2025
$15,486.00
$1,185,015Land $312,120Building $872,895
2023
$12,526.00 (+167.94%)
$951,909Land $151,909Building $800,000
2022
$4,675.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1793 Mirasol Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Nearby Flood Policies
12 in force
Nearby Flood Claims
1 (2023)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1793 Mirasol Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Copper
1.5 mg/L (2018) action level 1.3 mg/L
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Surfnet Communications Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Astound Broadband, Ranch Wifi, Verizon.