1793 Holbert Cove Rd, Saluda, NC 28773 Property Records

Polk County property record for 1793 Holbert Cove Rd, Saluda, NC 28773

Property Summary

Property Type	Motel
Details	3 bd · 2 ba · 8,496 sqft · built 1971
Lot Size	5.31 acres (231,304 sqft)
Owner	Company Name on File
Last Sale	$2,300,000 (Nov 2024)
Tax Bill	$13,347 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P13-39`

Property Details

APN / Parcel Number

Primary APN	`P13-39`
Alternative APN	`54912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	35 Rooms
Building Area	8,496 sqft Finished Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	231,304 sqft (5.31 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	54912
Street Address	1793 HOLBERT COVE RD
City	SALUDA
State	NC
Zip	28773-8515
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	HC
Legal Description	SEE PLAT FOR AC. (5.31), P13A P13A
Legal Subdivision	P13A
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2021
Census Tract	920201

Owner

1793 Holbert Cove Rd, a commercial property, is owned by a company that bought it in November 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1612 COUNTRY CLUB DR, D, CHARLESTON, SC 29412-2201
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN BIZCAPLTAL INC
Jul 29, 2021	Warranty Deed, Transfer · Commercial Mortgage SALUDA MOUNTAIN LODGE INC
Apr 3, 2017	Warranty Deed, Transfer
Jan 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Book / Page	488 / 1681
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1793 HOLBERT COVE RD, SALUDA, NC 28773-8515
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1793 HOLBERT COVE RD, SALUDA, NC 28773-8515

Mortgage

Document Number	00471/2260
Date	Aug 1, 2022
Book Page	471/2260

Lender

Name	MOUNTAIN BIZCAPLTAL INC
Type	Non-Lending Institution
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2027

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 29, 2021
Property Address	1793 HOLBERT COVE RD, SALUDA, NC 28773-8515
Document Number	461/1695
Book / Page	461 / 1695
Map Reference	MB 9 PG 45
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 515, SALUDA, NC 28773-0515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WHITE PINE DR, ASHEVILLE, NC 28805-1805

Mortgage

Document Number	4611698
Date	Jul 29, 2021
Instrument	461/1698

Lender

Name	SALUDA MOUNTAIN LODGE INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	73 Months
Due	Aug 1, 2027

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 3, 2017
Property Address	1793 HOLBERT COVE RD, SALUDA, NC 28773-8515
Document Number	00425/1899
Book / Page	425 / 1899
Instrument Date	Mar 17, 2017
Instrument	004642480003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 515, SALUDA, NC 28773-0515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 515, SALUDA, NC 28773-0515

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 3, 2017
Property Address	1793 HOLBERT COVE RD, SALUDA, NC 28773-8515
Document Number	00424/0122
Book / Page	424 / 0122
Map Reference	DD 157 PG 2133
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 515, SALUDA, NC 28773-0515

Tax Assessment & Valuation

The 2026 property tax bill for 1793 Holbert Cove Rd was $13,347, up 1.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,347.00 (+1.29%)	$2,261,453 (-) Land $955,800 Building $1,305,653	$2,261,453 (-) Land $955,800 Building $1,305,653
2025	$13,177.00	$2,261,453 Land $955,800 Building $1,305,653	$2,261,453 Land $955,800 Building $1,305,653
2023	$5,360.00	$772,063 Land $233,640 Building $538,423
2021			$772,063 Land $233,640 Building $538,423

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1793 Holbert Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1793 Holbert Cove Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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