1793 Bentley Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 1793 Bentley Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,257 sqft · built 1997
Lot Size	14.1 acres (614,196 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (May 2025)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-5N-12-0000-0010-0020`

Property Details

APN / Parcel Number

Primary APN	`05-5N-12-0000-0010-0020`
Alternative APN	`12 N 505000000100020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	3,247 sqft
1st Floor Area	2,257 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	614,196 sqft (14.1 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Porch	Finished/Open Porch
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	1793 BENTLEY RD
City	COTTONDALE
State	FL
Zip	32431-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 633 P 533,536 OR 649 P 661 COMM AT NEC OF NE1/4 OF NE1/4, RUN S 312 FT TO BEGIN, RUN S 86* W 147.35 FT, N 297 FT TO S RTWY OF A UNPAVED COUNTY RD, S 86* W ALONG S RTWY 30 FT, S 640 FT, S 86* W 292.65 FT, S 665 FT, E 470 FT, N 1008 FT TO POB...OR 1
Legal Range	12W
Legal Township	05N
Legal Section	05
Legal Block	20
Legal Lot Number	10
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	1
Census Block	1023
Census Tract	210400

Owner

1793 Bentley Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Jackson County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1793 BENTLEY RD, COTTONDALE, FL 32431-6607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC
Oct 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Sep 13, 2016 · Amount on File
Deed Document Number	20256118
Deed Book / Page	1877 / 254
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	0013220440
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	May 27, 2025
Property Address	1793 BENTLEY RD, COTTONDALE, FL 32431-6607
Document Number	0018770254
Book / Page	1877 / 254
Instrument Date	May 27, 2025
Instrument	202532006118
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,146.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 310, SALEM, AR 72576-0310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1793 BENTLEY RD, COTTONDALE, FL 32431-6607

Mortgage

Document Number	0001877256
Date	May 27, 2025
Instrument	1877/256

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	1793 BENTLEY RD, COTTONDALE, FL 32431-6607
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JANNEY CIR, CANTON, MO 63435-1274

Mortgage

Document Number	0018100027
Date	Oct 26, 2023
Book Page	1810/27
Instrument	202332010849

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1793 Bentley Rd was $3,151, down 1.7% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (-1.65%)	$276,720 (-1.04%) Land $13,395 Building $263,325	$276,720 (-1.04%) Land $13,395 Building $263,325
2024	$3,204.00 (+288.36%) Homeowner's exemption	$279,639 (+171.57%) Land $13,395 Building $266,244	$279,639 (+7.33%) Land $13,395 Building $266,244
2023	$825.00 (+11.19%) Homeowner's exemption	$102,971 (+2.89%)	$260,553 (+16.35%) Land $6,935 Building $253,618
2022	$742.00 Homeowner's exemption	$100,080 Land $3,705 Building $96,375	$223,940 Land $3,040 Building $220,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1793 Bentley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1793 Bentley Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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