1792 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1792 Prospect St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 1950
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Dec 1996)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00050-0000-00288`

Property Details

APN / Parcel Number

Primary APN	`02-00050-0000-00288`
Alternative APNs	`020005000288` `03631000`

Interior

Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide

Location & Zoning

Account Number	03631000
Street Address	1792 PROSPECT ST
City	EWING
State	NJ
Zip	08638-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	PROSPECT HEIGHTS LAND CO
Legal Block	50
Legal Lot Number	288
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2011
Census Tract	3500

Owner

1792 Prospect St is owned and occupied by an individual who acquired it in June 2017.

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1792 PROSPECT ST, EWING, NJ 08638-4632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 1996 · Amount on File
Deed Sale	Dec 9, 1996 · Amount on File
Deed Book / Page	3141 / 265
Last Transfer Date	Jun 29, 2017
Transfer Doc	0000029724
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1792 PROSPECT ST, EWING, NJ 08638-4632
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 PROSPECT ST, EWING, NJ 08638-4632

Mortgage

Document Number	0000016746
Date	Mar 31, 2022
Book Page	11726/234
Instrument	2022016746

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	216 Months
Due	Mar 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1792 PROSPECT ST, EWING, NJ 08638-4632
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 PROSPECT ST, EWING, NJ 08638-4632

Mortgage

Document Number	0000062750
Date	Oct 15, 2021
Book Page	11675/480
Instrument	2021062750

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	221 Months
Due	Mar 1, 2040

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1792 PROSPECT ST, EWING, NJ 08638-4632
Document Number	0000041732
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 PROSPECT ST EWING NJ 086384632, EWING, NJ 08638-4632

Mortgage

Document Number	0000041732
Date	Sep 11, 2017
Book Page	011298/000287
Instrument	41732

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 29, 2017
Property Address	1792 PROSPECT ST, EWING, NJ 08638-4632
Document Number	0000029724
Book / Page	006290 / 001818
Instrument Date	Jun 29, 2017
Instrument	29724
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 PROSPECT ST EWING NJ 086384632, EWING, NJ 08638-4632

Tax Assessment & Valuation

The 2025 property tax bill for 1792 Prospect St was $7,300, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,200 (-) Land $45,100 Building $135,100	$180,200 (-) Land $45,100 Building $135,100
2025	$7,300.00 (+3.01%)	$180,200 Land $45,100 Building $135,100	$180,200 Land $45,100 Building $135,100
2024	$7,087.00
2023		$180,200 Land $45,100 Building $135,100	$180,200 Land $45,100 Building $135,100
2022	$6,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1792 Prospect St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1792 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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