1792 Lotus Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1792 Lotus Ave, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details2,171 sqft · built 1978
Lot Size1.88 acres (81,893 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Jul 2000)
Tax Bill$4,039 (2025)
Deeds & MortgagesJan 2024 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-461-002-000

Property Details

APN / Parcel Number

Primary APN052-461-002-000
Alternative APNs
  • 0524610201
  • 05246102

Interior

Stories1 Story
Building Area2,171 sqft Living Area
1st Floor Area2,171 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area81,893 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address1792 LOTUS AVE
CityEL CENTRO
StateCA
Zip92243-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 2 LOTUS SUB TR 833 T16S R13E
Legal SubdivisionLOTUS SUB
Legal Tract833
Legal Block2
Legal Lot Number2
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2020
Census Tract11801

Owner

1792 Lotus Ave is owned and occupied by two individuals who acquired it in June 2005.

Source: Imperial County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Intrafamily Transfer, Transfer
Oct 26, 2021Deed of Trust, Mortgage · SBA Mortgage
MUFG UNION BANK NA
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2000 · Amount on File
Deed SaleJul 14, 2000 · Amount on File
Deed Document Number200014057
Deed Book / Page2021 / 913
Last Transfer DateJun 22, 2005
Transfer Doc0000023712
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateJan 23, 2024
Property Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410
Document Number0000001141
Map ReferenceMB 12 PG 54
Instrument DateJan 9, 2024
Instrument2024001141
Transaction TypeTransfer
Record UpdatedFeb 21, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1188, EL CENTRO, CA 92244-1188

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410

Mortgage

Document Number0000027243
DateOct 26, 2021
Instrument2021027243
Lender
NameMUFG UNION BANK NA
TypeBank
AddressIRVINE, CA 92612
Agreement
TypeSBA Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1792 LOTUS AVE, EL CENTRO, CA 92243-9410

Mortgage

Document Number0000017892
DateJul 16, 2021
Instrument2021017892
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1792 Lotus Ave was $4,039.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$355,006 Land $117,568 Building $237,438
2025$4,039.00
2023$3,768.00 (+7.05%)$320,807 Land $110,788 Building $210,019
2022$3,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1792 Lotus Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1792 Lotus Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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