Trimble County property record for 1792 Joyce Ridge Rd, Milton, KY 40045
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00-00-043.01 |
| Primary APN | 008-00-00-043.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Account Number | 2823 |
|---|---|
| Street Address | 1792 JOYCE RIDGE RD |
| City | MILTON |
| State | KY |
| Zip | 40045-8425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE/BLDG & 1.5 AC |
| Jurisdiction | TRIMBLE KY |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 100100 |
Source: Trimble County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1792 JOYCE RIDGE RD, MILTON, KY 40045-8425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000091459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 1792 JOYCE RIDGE RD, MILTON, KY 40045-8425 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M258/181 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | M258/181 |
| Instrument | 104507 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 1792 JOYCE RIDGE RD, MILTON, KY 40045-8425 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M243/517 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | M243/517 |
| Instrument | 97630 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Trimble County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Trimble County |
| Unified School District | Trimble County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 (-2.07%) | $142,000 (-) | $142,000 (-) |
| 2023 | $1,597.00 | $142,000 | $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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