1792 Eagle Watch Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1792 Eagle Watch Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,734 sqft · built 2002
Lot Size	0.269 acres (11,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,900 (Apr 2021)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-028-44`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-028-44`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	2,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,717 sqft (0.269 acres)
Garage Type	Attached
Garage Area	545 sqft
Porch	Finished/Open Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1792 EAGLE WATCH DR
City	FLEMING ISLAND
State	FL
Zip	32003-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 144 EAGLE WATCH AS REC OR 4448 PG 275
Legal Range	26E
Legal Township	04S
Legal Section	31
Legal Subdivision	EAGLE WATCH
Legal Lot Number	144
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANPEOPLE LLC
Apr 26, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2020	Loan Modification, Mortgage · Conventional with PMI PROVIDENT FNDG
Jul 9, 2018	Loan Modification, Mortgage · Conventional with PMI PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	202125654
Deed Book / Page	4448 / 275
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 24, 2026
Property Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641
Document Number	0000030963
Book / Page	5059 / 230
Instrument Date	Jun 22, 2026
Instrument	202630963
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641

Mortgage

Document Number	0000030964,
Date	Jun 24, 2026
Instrument	202630964

Lender

Name	LOANPEOPLE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 26, 2021
Property Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641
Document Number	0044480275
Book / Page	4448 / 275
Map Reference	MB 32 PG 23-31
Instrument Date	Apr 20, 2021
Instrument	2021025654
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,044.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2239 AUTUMN COVE CIR, 2239, FLEMING ISLAND, FL 32003-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641

Mortgage

Document Number	0004448277
Date	Apr 26, 2021
Instrument	4448/277

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641
Document Number	0043910779
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1792 EAGLE WATCH DR ORANGE PARK FL 320038641, ORANGE PARK, FL 32003-8641

Mortgage

Document Number	0043910779
Date	Dec 17, 2020
Book Page	004391/000779
Instrument	66693

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Dec 16, 2060

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	1792 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8641
Document Number	0041041746
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1792 EAGLE WATCH DR ORANGE PARK FL 320038641, ORANGE PARK, FL 32003-8641

Mortgage

Document Number	0041041746
Date	Jul 18, 2018
Book Page	004104/001746
Instrument	37301

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 17, 2058

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00 (+4.7%) Homeowner's exemption	$430,158 (+5.99%)	$489,131 (+7%) Land $75,000 Building $414,131
2024	$5,681.00 (-14.43%)
2023	$6,639.00 (+5.7%) Homeowner's exemption	$405,860 (+3%)	$457,139 (+16.01%) Land $75,000 Building $382,139
2022	$6,281.00 Homeowner's exemption	$394,039 Land $60,000 Building $334,039	$394,039 Land $60,000 Building $334,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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