1792 E Freight Wagon Ln, Spanish Fork, UT 84660 Property Records

Utah County property record for 1792 E Freight Wagon Ln, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,378 sqft · built 2022
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$671,849 (Oct 2022)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-780-0054`

Property Details

APN / Parcel Number

Primary APN	`45-780-0054`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	3,860 sqft
Basement Area	1,021 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,780 sqft (0.156 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1792 E FREIGHT WAGON LN
City	SPANISH FORK
State	UT
Zip	84660-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54, LEGACY FARMS, PHASE S3 SUB AREA 0.156 AC.
Legal Subdivision	LEGACY FARMS, PHASE S3 SUB
Legal Phase	S
Legal Lot Number	54
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1006
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1792 E FREIGHT WAGON LN, SPANISH FORK, UT 84660-6340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
May 23, 2023	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Oct 18, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	2022110638
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1792 E FREIGHT WAGON LN, SPANISH FORK, UT 84660-6340
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	COTTONWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068240
Date	Jun 7, 2022
Instrument	68240:2022

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 18, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1792 E FREIGHT WAGON LN, SPANISH FORK, UT 84660-6340
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032820
Date	May 23, 2023
Instrument	32820:2023

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 18, 2022
Property Address	1792 E FREIGHT WAGON LN, SPANISH FORK, UT 84660-6340
Document Number	0000110638
Instrument Date	Oct 17, 2022
Instrument	110638:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1792 E FREIGHT WAGON LN, SPANISH FORK, UT 84660-6340

Mortgage

Document Number	0000110639
Date	Oct 18, 2022
Instrument	110639:2022

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,720 (-41%)	$610,400 (+7.28%) Land $282,800 Building $327,600
2025	$3,014.00	$569,000 (+97.7%) Land $226,300 Building $342,700	$569,000 (+8.73%) Land $226,300 Building $342,700
2024	$3,014.00 (+8.07%)
2023	$2,789.00 (+22.86%)	$287,815	$523,300 Land $215,500 Building $307,800
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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