17916 Flat Top Ln, Sunriver (Bend), OR 97707 Property Records

Deschutes County property record for 17916 Flat Top Ln, Sunriver, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,361 sqft · built 1978
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Jul 2019)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191132-AD-04900`

Property Details

APN / Parcel Number

Primary APN	`191132-AD-04900`
Alternative APNs	`R1095191132AD04900` `136452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	1,883 sqft
1st Floor Area	1,361 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	522 sqft
Deck Area	968 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Water Source	Well

Location & Zoning

Account Number	136452
Street Address	17916 FLAT TOP LN
City	SUNRIVER
State	OR
Zip	97707-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SURS
Legal Description	MOUNTAIN VILLAGE EAST II BLOCK 8 LOT 11
Legal Range	11
Legal Township	19
Legal Section	32
Legal Subdivision	MOUNTAIN VILLAGE EAST II
Legal Block	8
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1039
Census Tract	403

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6065 SW SEQUOIA DR, TUALATIN, OR 97062-6833
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer
Dec 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 1, 2019	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jul 8, 2009 · Amount on Record
Deed Document Number	201922880
Prior Transfer Date	Sep 22, 2005
Prior Transfer Doc	0000068286
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 3, 2022
Property Address	17916 FLAT TOP LN, SUNRIVER, OR 97707
Document Number	0000008853
Map Reference	CAB A PG 517
Instrument Date	Feb 22, 2022
Instrument	2022-08853
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6065 SW SEQUOIA DR, TUALATIN, OR 97062-6833

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 28, 2021
Property Address	17916 FLAT TOP LN, SUNRIVER, OR 97707
Document Number	0000070924
Map Reference	CAB A PG 517
Instrument Date	Dec 27, 2021
Instrument	2021-70924
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6065 SW SEQUOIA DR, TUALATIN, OR 97062-6833

Mortgage

Document Number	0000070925
Date	Dec 28, 2021
Instrument	2021-70925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 14, 2019
Property Address	17916 FLAT TOP LN, SUNRIVER, OR 97707
Document Number	0000044407
Instrument Date	Nov 6, 2019
Instrument	44407
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6065 SW SEQUOIA DR TUALATIN OR 970626833, TUALATIN, OR 97062-6833

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 1, 2019
Property Address	17916 FLAT TOP LN, SUNRIVER, OR 97707
Document Number	0000022880
Instrument Date	Jun 25, 2019
Instrument	2019-22880
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6065 SW SEQUOIA DR, TUALATIN, OR 97062-6833

Mortgage

Document Number	0000022881
Date	Jul 1, 2019
Instrument	2019-22881

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,610.00 (+4.44%)	$299,910 (+3%)	$786,850 (+1.71%) Land $481,000 Building $305,850
2024	$4,414.00 (+3.18%)	$291,180 (+3%)	$773,600 (+0.45%) Land $441,000 Building $332,600
2023	$4,278.00	$282,700	$770,140 Land $441,000 Building $329,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRIVER WATER LLC/SUNRIVER UTILITIES private · serves 4,300 people · EPA ID OR4100846
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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