17915 Spring Oak Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17915 Spring Oak Dr, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,104 sqft · built 2022
Lot Size	0.283 acres (12,363 sqft)
Owner	Individual Name on File
Last Sale	$497,900 (Jun 2023)
Tax Bill	$8,912 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-327-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-327-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,104 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Lot Area	12,363 sqft (0.283 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17915 SPRING OAK DR
City	SPRING LAKE
State	MI
Zip	49456-1218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 32 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	32
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3004
Census Tract	20600

Owner

17915 Spring Oak Dr, a condominium, is owned and occupied by an individual who bought it in June 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	17915 SPRING OAK DR, SPRING LAKE, MI 49456-1218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2022	Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2023 · Amount on File
Deed Sale	Jun 19, 2023 · Amount on File
Prior Sale	May 26, 2022 · Amount on File
Deed Document Number	202314884
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 19, 2023
Property Address	17915 SPRING OAK DR, SPRING LAKE, MI 49456-1218
Document Number	20230014884
Map Reference	DOC 2018-0015533
Instrument Date	Jun 15, 2023
Instrument	2023-0014884
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1781 R W BERENDS DR SW, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17915 SPRING OAK DR # 32, 32, SPRING LAKE, MI 49456-1218

Mortgage

Document Number	20230014885
Date	Jun 19, 2023
Instrument	2023-0014885

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 26, 2022
Property Address	17915 SPRING OAK DR, SPRING LAKE, MI 49456-1218
Document Number	20220019888
Instrument Date	May 25, 2022
Instrument	2022-0019888
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$678.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 R W BERENDS DR SW, WYOMING, MI 49519-4993

Mortgage

Document Number	20220019889
Date	May 26, 2022
Instrument	2022-0019889

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17915 Spring Oak Dr was $8,912 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400	$546,800
2025	$8,912.00
2023		$167,400	$334,800
2022	$22.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17915 Spring Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17915 Spring Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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