Schenectady County and Schenectady City property record for 1791 Athol Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1930 |
| Lot Size | 0.209 acres (9,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Aug 2013) |
| Tax Bill | $6,578 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.44-4-6 |
| Primary APN | 421500 39.44-4-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 770 sqft |
| 2nd Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,120 sqft (0.209 acres) |
| Lot Dimensions | 120 ft deep x 76 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 230 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1791 ATHOL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 2 WOOD |
| Legal Subdivision | CORLAER HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1791 ATHOL RD, SCHENECTADY, NY 12308-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 25, 2021 | Deed of Trust, Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2013 · Amount on File |
| Deed Sale | Aug 21, 2013 · Amount on File |
| Prior Sale | May 16, 2006 · Amount on File |
| Deed Document Number | 201337245 |
| Deed Book / Page | 1880 / 502 |
| Prior Transfer Date | Feb 20, 2006 |
| Prior Transfer Doc | 1728000245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 1791 ATHOL RD, SCHENECTADY, NY 12308-2013 |
| Document Number | 0000009997 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20269997 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1791 ATHOL RD, SCHENECTADY, NY 12308-2013 |
| Document Number | 0000009997, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20269997 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1791 ATHOL RD, SCHENECTADY, NY 12308-2013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1791 ATHOL RD, SCHENECTADY, NY 12308-2013 |
| Document Number | 0000053150 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 5161/157 |
| Instrument | 202153150 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 15, 2041 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,578.00 (+2.81%) Homeowner's exemption | ||
| 2025 | $6,398.00 (+6.58%) | $143,400 (-) Land $21,500 Building $121,900 | $237,457 (+30.82%) Land $35,602 Building $201,855 |
| 2023 | $143,400 (-) Land $21,500 Building $121,900 | $181,519 (+3.8%) Land $27,215 Building $154,304 | |
| 2022 | $143,400 Land $21,500 Building $121,900 | $174,878 Land $26,220 Building $148,658 | |
| 2021 | $6,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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