17909 Simms Rd, Odessa, FL 33556 Property Records

Hillsborough County property record for 17909 Simms Rd, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,092 sqft · built 1999
Lot Size	1.02 acres (44,722 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Mar 2021)
Tax Bill	$13,743 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000987-5276`

Property Details

APN / Parcel Number

Primary APN	`000987-5276`
Alternative APN	`U14271700P000000000380`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,092 sqft Living Area
Gross Area	4,146 sqft
1st Floor Area	3,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,722 sqft
Lot Dimensions	200 ft deep x 217 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Area	345 sqft
Porch	Open Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0009875276
Street Address	17909 SIMMS RD
City	ODESSA
State	FL
Zip	33556-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	LAKES OF KEYSTONE LOT 38 AND AN UNDIVIDED INTEREST IN PARCEL A
Legal Range	17E
Legal Township	27S
Legal Section	14
Legal Subdivision	LAKES OF KEYSTONE
Legal Tract	P
Legal Lot Number	38
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2004
Census Tract	11504

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17909 SIMMS RD, ODESSA, FL 33556-4758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Dec 10, 2014 · Amount on Record
Deed Document Number	2021129229
Prior Transfer Date	Mar 14, 2014
Prior Transfer Doc	0000091637
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	17909 SIMMS RD, ODESSA, FL 33556-4758
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 SIMMS RD, ODESSA, FL 33556-4758

Mortgage

Document Number	0000040681
Date	Jan 30, 2024
Instrument	2024040681

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 15, 2021
Property Address	17909 SIMMS RD, ODESSA, FL 33556-4758
Document Number	2021129229
Map Reference	MB 65 PG 4
Instrument Date	Mar 2, 2021
Instrument	2021129229
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9474 EDDINGS RD, 9474, ODESSA, FL 33556-4802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 SIMMS RD, ODESSA, FL 33556-4758

Mortgage

Document Number	2021129230
Date	Mar 15, 2021
Instrument	2021129230

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 15, 2021
Property Address	17909 SIMMS RD, ODESSA, FL 33556-4758
Document Number	0000129229
Map Reference	MB 65 PG 4
Instrument Date	Mar 2, 2021
Instrument	2021129229
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9474 EDDINGS RD, 9474, ODESSA, FL 33556-4802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 SIMMS RD, ODESSA, FL 33556-4758

Mortgage

Document Number	0000129230
Date	Mar 15, 2021
Instrument	2021129230

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,907 (+1.74%) Land $282,534 Building $478,373	$760,907 (-1.1%) Land $282,534 Building $478,373
2025	$13,743.00 (+11.37%) Homeowner's exemption	$747,866 (+5.99%)	$769,385 (+9.04%) Land $282,534 Building $486,851
2023	$12,340.00 (+2.2%) Homeowner's exemption	$705,620 (+0.96%) Land $242,172 Building $463,448	$705,620 (-4.39%) Land $242,172 Building $463,448
2022	$12,074.00 Homeowner's exemption	$698,883	$738,017 Land $242,172 Building $495,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	24 (1987–2024)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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