17909 N Reflection Cir, Bennington, NE 68007 Property Records

Douglas County property record for 17909 N Reflection Cir, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 8,908 sqft · built 2005
Lot Size	1.03 acres (44,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,790,000 (May 2026)
Tax Bill	$40,225 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1137-0572-06`

Property Details

APN / Parcel Number

Primary APN	`1137-0572-06`
Alternative APNs	`R0611370572` `0611370572`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	8,908 sqft Living Area
Gross Area	10,858 sqft
Basement Area	3,751 sqft
Finished Basement	3,242 sqft
Unfinished Basement	509 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	44,880 sqft (1.03 acres)
Lot Dimensions	227 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	694 sqft
Deck Area	629 sqft
Patio Area	629 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0611370572
Street Address	17909 N REFLECTION CIR
City	BENNINGTON
State	NE
Zip	68007-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNINGTON LAKE LOT 237 BLOCK 0 IRREG
Legal Subdivision	BENNINGTON LAKE
Legal Lot Number	237
Jurisdiction	DOUGLAS NE
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1005
Census Tract	7318

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage AMBASSADOR TITLE
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
May 16, 2022	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 22, 2003 · Amount on Record
Deed Document Number	202644347
Prior Transfer Date	Mar 16, 2015
Prior Transfer Doc	0000018793
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 28, 2026
Property Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752
Document Number	0000044347
Instrument Date	May 11, 2026
Instrument	202644347
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419,432.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752

Mortgage

Document Number	0000044348,
Date	May 28, 2026
Instrument	202644348

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Oct 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085837
Date	Oct 25, 2017
Instrument	2017085837

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008992
Date	Jan 29, 2020
Instrument	2020008992

Lender

Name	NORTHWEST BANK
Type	Bank
Address	LA VISTA, NE 68128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 16, 2022
Property Address	17909 N REFLECTION CIR, BENNINGTON, NE 68007-5752
Document Number	0000049479
Instrument Date	Apr 26, 2022
Instrument	2022049479
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,768.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17909 N REFLECTION CIR # K, K, BENNINGTON, NE 68007-5752

Mortgage

Document Number	0000049480
Date	May 16, 2022
Instrument	2022049480

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,225.00 (+0.77%)	$1,676,800 (-) Land $153,700 Building $1,523,100	$1,676,800 (-) Land $153,700 Building $1,523,100
2024	$39,916.00 (-17.34%)
2023	$48,290.00 (+34.85%)	$1,676,800 Land $153,700 Building $1,523,100	$1,676,800 Land $153,700 Building $1,523,100
2022	$35,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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