17909 E 18th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 17909 E 18th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1986
Lot Size	0.113 acres (4,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,500 (May 2025)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-410-11-11`

Property Details

APN / Parcel Number

Primary APN	`25-410-11-11`
Alternative APNs	`25-410-11-11-00-0-00-000` `25410111100000001` `769918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,068 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,928 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769918
Street Address	17909 E 18TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMENDED PLAT OF CAPE OF THE WOODS LOT 10
Legal Subdivision	CAPE OF THE WOODS AMENDED PLAT
Legal Block	1
Legal Lot Number	10
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	11407

Owner

Source: Jackson County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 2, 2023	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Feb 3, 2023	Intrafamily Transfer, Transfer
Sep 18, 2019	Warranty Deed, Transfer KANSAS CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	202531248
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000065543
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 27, 2026
Property Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Document Number	0000065543
Instrument Date	Aug 26, 2026
Instrument	202665543
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 7, 2025
Property Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Document Number	00E0031248
Instrument Date	May 6, 2025
Instrument	2025E0031248
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	SEAVER TITLE AGENCY LLC, EVERTITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045

Mortgage

Document Number	00E0032321
Date	May 7, 2025
Instrument	2025E0032321

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 2, 2023
Property Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Document Number	00E0006778
Instrument Date	Jan 27, 2023
Instrument	2023E0006778
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045

Mortgage

Document Number	00E0007086
Date	Feb 2, 2023
Instrument	2023E0007086

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Feb 3, 2023
Property Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Document Number	00E0007087
Instrument Date	Jan 27, 2023
Instrument	2023E0007087
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 18, 2019
Property Address	17909 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2045
Document Number	0000E74692
Instrument Date	Sep 16, 2019
Instrument	74692E
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	KANSAS CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 E 18TH TERRACE CT S INDEPENDENCE MO 640572045, INDEPENDENCE, MO 64057-2045

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,645 (-) Land $4,756 Building $23,889	$150,760 (-)
2025	$2,047.00 (-5.76%)	$28,645 (-8.63%) Land $4,756 Building $23,889	$150,760 (-8.63%)
2024	$2,172.00 (+2.36%)
2023	$2,122.00	$31,350 Land $3,469 Building $27,881	$165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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