17909 Arbor Tree Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17909 Arbor Tree Dr, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	3 ba · 2,436 sqft · built 2018
Lot Size	0.328 acres (14,288 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Jan 2019)
Tax Bill	$7,756 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-306-006`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-306-006`

Interior

Full Baths	3 Baths
Building Area	2,436 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Lot Area	14,288 sqft (0.328 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17909 ARBOR TREE DR
City	SPRING LAKE
State	MI
Zip	49456-1206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 5 SPRING RIDGE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0041965 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	5
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17909 ARBOR TREE DR, SPRING LAKE, MI 49456-1206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 17, 2019	Warranty Deed, Subdivision Related Transfer LIGHTHOUSE TITLE INC
Jan 22, 2018	Warranty Deed, Transfer · Commercial Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	20191914
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17909 ARBOR TREE DR, SPRING LAKE, MI 49456-1206
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17909 ARBOR TREE DR, SPRING LAKE, MI 49456-1206

Mortgage

Document Number	20220013227
Date	Apr 8, 2022
Instrument	2022-0013227

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 17, 2019
Property Address	17909 ARBOR TREE DR, SPRING LAKE, MI 49456-1206
Document Number	20190001914
Instrument Date	Jan 16, 2019
Instrument	2019-0001914
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 RIVER ST, SPRING LAKE, MI 49456-1955
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 22, 2018
Property Address	17909 ARBOR TREE DR, SPRING LAKE, MI 49456-1206
Document Number	20180002506
Instrument Date	Jan 22, 2018
Instrument	2018-0002506
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$696.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 R W BERENDS DR SW, WYOMING, MI 49519-4993
Investor	Possibly a Property Investor

Mortgage

Document Number	20180002507
Date	Jan 22, 2018
Instrument	2018-0002507

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,100 (+12.01%)	$634,200 (+12.01%)
2025	$7,756.00 (+17.34%)
2023		$283,100	$566,200
2022	$6,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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