17908 Elgin Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17908 Elgin Rd, Poolesville, MD 20837

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,610 sqft · built 1990
Lot Size0.661 acres (28,796 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Sep 2016)
Tax Bill$528 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-02771844

Property Details

APN / Parcel Number

Primary APN03-02771844
Alternative APN
  • 02771844

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,610 sqft Living Area
Gross Area4,091 sqft
1st Floor Area1,840 sqft
Basement Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area28,796 sqft (0.661 acres)
Garage TypeAttached
Garage Area481 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02771844
Street Address17908 ELGIN RD
CityPOOLESVILLE
StateMD
Zip20837-2094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRA
Legal DescriptionELIZABETHS DELIGHT
Legal SubdivisionPOOLESVILLE TOWN
Legal BlockA
Legal Lot Number6
JurisdictionMONTGOMERY MD
Township / Civil Division3
Census Block Group1
Census Block1041
Census Tract700500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Poolesville Historic District
listed 1975 · 17 contributing resources · NRIS 75000913

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17908 ELGIN RD, POOLESVILLE, MD 20837-2094
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 20, 2022Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Apr 12, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2016 · Amount on Record
Deed SaleSep 20, 2016 · Amount on Record
Prior SaleAug 4, 2005 · Amount on Record
Deed Book / Page52829 / 314
Prior Transfer DateNov 7, 2007
Prior Transfer Doc0350460156
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address17908 ELGIN RD, POOLESVILLE, MD 20837-2094
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address17908 ELGIN RD, POOLESVILLE, MD 20837-2094

Mortgage

Document Number0662640045
DateSep 19, 2022
Book Page66264/45
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 27, 2042

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address17908 ELGIN RD, POOLESVILLE, MD 20837-2094
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0656210107
DateApr 20, 2022
Book Page65621/107
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueMar 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address17908 ELGIN RD, POOLESVILLE, MD 20837-2094
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0624970447
DateApr 12, 2021
Book Page62497/447
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityPoolesville Town
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$827,000 (+9.84%)$901,100 (-) Land $206,800 Building $694,300
2025$528.00 (+19.73%)$752,900 (+12.04%)$901,100 (+32.75%) Land $206,800 Building $694,300
2024$441.00 (+10.8%)
2023$671,967$678,800 Land $206,800 Building $472,000
2022$398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims119 (1978–1996)
Claims Outside the SFHA11 of 119
Most Recent ClaimSep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF POOLESVILLE
serves 6,005 people · EPA ID MD0150002
Water SourceGroundwater influenced by surface water
Last State InspectionJun 2025
Lead5 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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