17901 Wayside Bend, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17901 Wayside Bend, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 2019
Lot Size	0.22 acres (9,561 sqft)
Owner	Trust Name on File
Last Sale	$311,800 (Mar 2019)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422632202003`

Property Details

APN / Parcel Number

Primary APN	`422632202003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	2,448 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,561 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	628 sqft
Driveway	Driveway
Driveway Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17901 WAYSIDE BND
City	PUNTA GORDA
State	FL
Zip	33982-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 2A LT 533 4355/1241 4412/1554 3244000
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 2A
Legal Lot Number	533
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1067
Census Tract	10100

Owner

17901 Wayside Bend is owner-occupied and held in a trust since February 2023.

Source: Charlotte County records, as of August 12, 2026

Owner of Record	Trust Name on File
Mailing Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Intrafamily Transfer, Transfer ATTORNEY
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 6, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Sep 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on File
Deed Sale	Mar 6, 2019 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	20192689199
Deed Book / Page	4412 / 1554
Last Transfer Date	Feb 24, 2023
Transfer Doc	0003244000
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 3, 2023
Property Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054
Document Number	0003244000
Map Reference	MB 22 PG 11
Instrument Date	Feb 24, 2023
Instrument	3244000
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1791 WAYSIDE BEND, PUNTA GORDA, FL 33982

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045951121
Date	Jul 2, 2020
Book Page	4595/1121
Instrument	2826232

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 6, 2019
Property Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054
Document Number	0044121554
Book / Page	4412 / 1554
Map Reference	MB 22 PG 11
Instrument Date	Feb 28, 2019
Instrument	2689199
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,182.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17901 WAYSIDE BND, BABCOCK RANCH, FL 33982-5054

Mortgage

Document Number	0002689200
Date	Mar 6, 2019
Instrument	2689200

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 6, 2018
Property Address	17901 WAYSIDE BND, PUNTA GORDA, FL 33982-5054
Document Number	0043551241
Book / Page	004355 / 001241
Instrument Date	Aug 20, 2018
Instrument	2643509
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,275.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17901 Wayside Bend was $3,983, down 33.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,983.00 (-33.68%)	$306,511	$381,222 Land $75,650 Building $305,572
2024	$6,006.00 (+1.11%)
2023	$5,940.00 (+5.1%) Homeowner's exemption	$289,197 (+3%)	$467,328 (+12.21%) Land $75,000 Building $392,328
2022	$5,652.00 Homeowner's exemption	$280,774	$416,481 Land $55,250 Building $361,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17901 Wayside Bend in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17901 Wayside Bend is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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