1790 Sterrett Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1790 Sterrett Rd, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,954 sqft · built 1900
Lot Size	9.02 acres (392,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2006)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26 A 31C`

Property Details

APN / Parcel Number

Primary APN	`26 A 31C`
Alternative APN	`18621`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,954 sqft Living Area
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	392,998 sqft (9.02 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	808 sqft
Deck Area	80 sqft
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18621
Street Address	1790 STERRETT RD
City	RAPHINE
State	VA
Zip	24472-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	WADE 724
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	1
Census Block	1154
Census Tract	930200

Owner

Source: Rockbridge County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1790 STERRETT RD, RAPHINE, VA 24472-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on Record
Deed Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	2006-1499
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1790 STERRETT RD, RAPHINE, VA 24472-2322
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001372
Date	Apr 16, 2021
Instrument	210001372

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1790 STERRETT RD, RAPHINE, VA 24472-2322
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001372
Date	Apr 16, 2021
Instrument	210001372

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$477,700 (-) Land $105,200 Building $372,500	$477,700 (-) Land $105,200 Building $372,500
2023	$477,700 Land $105,200 Building $372,500	$477,700 Land $105,200 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	52 (1992–2018)
Claims Outside the SFHA	2 of 52
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims Severe Storms And Flooding, Jun 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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