1790 Spruce Ave, Winter Park, FL 32789 Property Records

Orange County property record for 1790 Spruce Ave, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	10 bd · 9.25 ba · 7,247 sqft · built 2017
Lot Size	0.251 acres (10,950 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2018)
Tax Bill	$17,543 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-21-30-1708-04-010`

Property Details

APN / Parcel Number

Primary APN	`32-21-30-1708-04-010`
Alternative APNs	`302132170804010` `467063` `472716` `477281`

Interior

Bedrooms	10 Beds
Full Baths	9.25 Baths
Half Baths	2 Half Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	7,247 sqft Living Area
Gross Area	9,944 sqft
1st Floor Area	2,319 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,950 sqft (0.251 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	761 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1790 SPRUCE AVE
City	WINTER PARK
State	FL
Zip	32789-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CONWILL ESTATES S/13 LOT 1 BLK D
Legal Range	30E
Legal Township	21S
Legal Section	32
Legal Subdivision	CONWILL ESTS
Legal Tract	1708
Legal Block	D
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1023
Census Tract	15802

Owner

1790 Spruce Ave is owned and occupied by two individuals who bought it in January 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 19, 2017	Loan Modification, Mortgage · Line of Credit SUNRISE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	Oct 1, 2016
Deed Document Number	201853786
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0000261009
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022

Mortgage

Document Number	0000698211
Date	Nov 18, 2022
Instrument	20220698211

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	DESTINATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022

Mortgage

Document Number	20210058724
Date	Feb 1, 2021
Instrument	20210058724

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 26, 2018
Property Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022
Document Number	0000053786
Map Reference	MB S PG 13
Instrument Date	Jan 25, 2018
Instrument	20180053786
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022

Mortgage

Document Number	0000053787
Date	Jan 26, 2018
Instrument	20180053787

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Jul 19, 2017
Property Address	1790 SPRUCE AVE, WINTER PARK, FL 32789-2022
Instrument Date	Jun 29, 2017
Instrument	402050
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1790 SPRUCE AVE WINTER PARK FL 327892022, WINTER PARK, FL 32789-2022

Mortgage

Document Number	0000402050
Date	Jul 19, 2017
Instrument	402050

Lender

Name	SUNRISE BK
Type	Bank
Address	5604 N ATLANTIC AVE, COCOA BEACH, FL 32931-3920

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1790 Spruce Ave was $17,543, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,185,439 (+2.7%)	$1,624,140 (-1.16%) Land $400,000 Building $1,224,140
2025	$17,543.00 (+3.02%) Homeowner's exemption	$1,154,274	$1,643,120 Land $400,000 Building $1,243,120
2024	$17,028.00 (+3.55%)
2023	$16,444.00 (+4.57%) Homeowner's exemption	$1,089,071 (+3%)	$1,478,784 (+13.71%) Land $400,000 Building $1,078,784
2022	$15,726.00 Homeowner's exemption	$1,057,350	$1,300,493 Land $390,000 Building $910,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1790 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1790 Spruce Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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