1790 Elgin St, Oroville, CA 95966 Property Records

Butte County property record for 1790 Elgin St, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1948
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2022)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-141-006-000`

Property Details

APN / Parcel Number

Primary APN	`035-141-006-000`
Alternative APN	`035-141-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1790 ELGIN ST
City	OROVILLE
State	CA
Zip	95966-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1790 ELGIN ST
Legal Subdivision	LEE HIGGINS
Legal Lot Number	18
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	1
Census Block	1000
Census Tract	3002

Owner

Source: Butte County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1790 ELGIN ST, OROVILLE, CA 95966-5922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 1, 2022	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	202238174
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000038565
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1790 ELGIN ST, OROVILLE, CA 95966-5922
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 ELGIN ST, OROVILLE, CA 95966-5922

Mortgage

Document Number	0000023029
Date	Sep 1, 2023
Instrument	2023-0023029

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 1, 2022
Property Address	1790 ELGIN ST, OROVILLE, CA 95966-5922
Document Number	0000038174
Map Reference	MB 6 PG 73
Instrument Date	Nov 28, 2022
Instrument	2022-0038174
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 ELGIN ST, OROVILLE, CA 95966-5922

Mortgage

Document Number	0000038175
Date	Dec 1, 2022
Instrument	2022-0038175

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000038176
Date	Dec 1, 2022
Instrument	2022-0038176

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	WALLACE, CA 95254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 22, 2052

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,017 (+2%) Land $58,366 Building $132,651
2025	$2,048.00 (-15.82%)	$187,272 (+4.04%) Land $57,222 Building $130,050
2024	$2,433.00 (+21.65%)		$177,930
2023	$2,000.00 (+378.47%)	$180,000 Land $55,000 Building $125,000
2022	$418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1986–1997)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-OROVILLE private · serves 11,047 people · EPA ID CA0410005
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	200 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: Verizon.

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