Harford County property record for 1790 Cosner Rd, Forest Hill, MD 21050
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 3,202 sqft · built 1999 |
| Lot Size | 27.9 acres (1,216,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Oct 1997) |
| Tax Bill | $6,531 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-094425 |
| Primary APN | 04-094425 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,202 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,216,195 sqft (27.9 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 900 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 094425 |
|---|---|
| Street Address | 1790 COSNER RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LOT 10 27.92 AC 1790 COSNER ROAD GOOD RIDGE PT 91/27 |
| Legal Subdivision | GOOD RIDGE |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 304202 |
1790 Cosner Rd, a rural home, is owned and occupied by two individuals who bought it in October 1997.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1790 COSNER RD, FOREST HILL, MD 21050-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 1997 · Amount on File |
| Deed Sale | Oct 17, 1997 · Amount on File |
| Prior Sale | Jun 4, 1996 |
| Deed Document Number | 1997158 |
| Deed Book / Page | 2581 / 515 |
| Transfer Doc | 0000000570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1790 COSNER RD, FOREST HILL, MD 21050-2213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0131380345 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 13138/0345 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1790 Cosner Rd was $6,531 with a homeowner's exemption, up 13% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,531.00 (+12.97%) Homeowner's exemption | $593,800 | $628,200 Land $135,000 Building $493,200 |
| 2025 | $5,781.00 Homeowner's exemption | ||
| 2023 | $511,833 | $525,000 Land $135,000 Building $390,000 | |
| 2022 | $5,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1790 Cosner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1790 Cosner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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