179 Schrade Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 179 Schrade Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,512 sqft · built 2024
Lot Size	8.29 acres (361,112 sqft)
Owner	Company Name on Record
Last Sale	$581,300 (Jun 2020)
Tax Bill	$6,023 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0778080`

Property Details

APN / Parcel Number

Primary APN	`R0778080`
Alternative APNs	`07-4078-07-2-03-40-0000` `0000677106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,512 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	3,512 sqft
Basement Area	1,218 sqft
Finished Basement	1,218 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	361,112 sqft (8.29 acres)
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	216 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000677106
Street Address	179 SCHRADE RD
City	KALISPELL
State	MT
Zip	59901-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S07, T29 N, R21 W, ACRES 8.29, TR 3 IN L2, ASSR #0000677106
Legal Range	21W
Legal Township	29N
Legal Section	07
Legal Subdivision	RIVER ROCK ESTATES
Legal Tract	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2023
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	179 SCHRADE RD, KALISPELL, MT 59901-6851
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jun 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Feb 8, 2013 · Amount on Record
Deed Document Number	202014754
Prior Transfer Date	Mar 7, 2006
Prior Transfer Doc	0007614450
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	179 SCHRADE RD, KALISPELL, MT 59901-6851
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 SCHRADE RD 3720 HWY 93 N, KALISPELL, MT 59901

Mortgage

Document Number	202400007002
Date	Apr 26, 2024
Instrument	202400007002

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2029
Change Frequency	Annually
Min Rate At Change	4.02%
Max Rate At Change	8.02%
Index	12-Month MTA
Max Rate	11%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	179 SCHRADE RD, KALISPELL, MT 59901-6851
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400007003
Date	Apr 26, 2024
Instrument	202400007003

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 5, 2020
Property Address	179 SCHRADE RD, KALISPELL, MT 59901-6851
Document Number	202000014754
Instrument Date	Jun 4, 2020
Instrument	202000014754
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE OF MONTANA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	179 SCHRADE RD, KALISPELL, MT 59901-6851

Mortgage

Document Number	202000014755
Date	Jun 5, 2020
Instrument	202000014755

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

Mortgage

Document Number	202000014756
Date	Jun 5, 2020
Instrument	202000014756

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,023.00 (+205.74%)	$1,279,700 (+442.85%)
2025			$1,279,700 (+442.85%) Land $331,526 Building $948,174
2023	$1,970.00	$235,736	$235,736 Land $225,486 Building $10,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	50 / 10
CenturyLink DSL	40 / 3

May also be available: Bullitt Communications, Western Montana CommunityTel.

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