179 Lucas Ln, Loretto, TN 38469 Property Records

Lawrence County property record for 179 Lucas Ln, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 2014
Lot Size	3.48 acres (151,589 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Mar 2012)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050157 01406`

Property Details

APN / Parcel Number

Primary APN	`050157 01406`
Alternative APN	`157 01406`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,589 sqft (3.48 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	179 LUCAS LN
City	LORETTO
State	TN
Zip	38469-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	960700

Owner

179 Lucas Ln is owned and occupied by an individual who acquired it in February 2022.

Source: Lawrence County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	179 LUCAS LN, LORETTO, TN 38469-2565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS & MERCHANTS BANK
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Mar 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2012 · Amount on File
Deed Sale	Mar 5, 2012 · Amount on File
Prior Sale	Sep 30, 1991
Deed Document Number	20121065
Deed Book / Page	380 / 437
Last Transfer Date	Feb 23, 2022
Transfer Doc	0000670411
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	179 LUCAS LN, LORETTO, TN 38469-2565
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 LUCAS LN, LORETTO, TN 38469-2565

Mortgage

Document Number	0000674540
Date	Apr 27, 2022
Book Page	674/540
Instrument	22002913

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	179 LUCAS LN, LORETTO, TN 38469-2565
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000674549
Date	Apr 27, 2022
Book Page	674/549
Instrument	22002914

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Mar 23, 2022
Property Address	179 LUCAS LN, LORETTO, TN 38469-2565
Document Number	0000670411
Book / Page	670 / 411
Instrument Date	Mar 23, 2022
Instrument	22002056
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 LUCAS LN, LORETTO, TN 38469-2565

Tax Assessment & Valuation

The 2025 property tax bill for 179 Lucas Ln was $1,573.

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00	$78,250 Land $9,050 Building $69,200
2023	$1,573.00	$78,250 (-) Land $9,050 Building $69,200
2022	$1,573.00	$78,250 Land $9,050 Building $69,200	$313,000 Land $36,200 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 179 Lucas Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 Lucas Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people · EPA ID TN0000604
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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