Cherokee County property record for 179 Harris Chapel Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 2006 |
| Lot Size | 7.77 acres (338,461 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,500 (Jan 2008) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455001461798000 |
| Primary APN | 455001461798000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Heated Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 976 sqft |
| Upper Floors Area | 680 sqft |
| Basement Area | 976 sqft |
| Unfinished Basement | 976 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 338,461 sqft (7.77 acres) |
| Lot Width | 30 ft Width |
| Porch | Slab |
| Porch Area | 320 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 21226 |
|---|---|
| Street Address | 179 HARRIS CHAPEL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ORTON PROP P/O 460/219 A/41A |
| Legal Subdivision | ORTON PROPERTY |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930606 |
Source: Cherokee County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2008 · Amount on Record |
| Deed Sale | Jan 18, 2008 · Amount on Record |
| Deed Document Number | 2008387 |
| Deed Book / Page | 1311 / 1074 |
| Prior Transfer Date | May 24, 2006 |
| Prior Transfer Doc | 01231/0500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 24, 2026 |
| Property Address | 179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228 |
| Document Number | 0000003117 |
| Book / Page | 1804 / 180 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228 |
| Document Number | 0000003117, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 1804/180 |
| Instrument | 20263117 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228 |
| Document Number | 001691/490 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 1691/490 |
| Instrument | 6281 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | TURTLETOWN, TN 37391 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 16, 2022 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 | $215,200 (-) | $215,200 (-) Land $33,880 Building $181,320 |
| 2023 | $215,200 | $215,200 Land $33,880 Building $181,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Ridge Mountain EMC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures