1789 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1789 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1977
Lot Size	0.534 acres (23,252 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2025)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-023`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,252 sqft (0.534 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Street Address	1789 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	HWY 414
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3034
Census Tract	61802

Owner

Source: York County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 OSTEEN RD, YORK, SC 29745-9465
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 31, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jul 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	May 29, 2025 · Amount on Record
Deed Document Number	202543455
Deed Book / Page	22318 / 459
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	1918700363
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 30, 2025
Property Address	1789 TOM JOYE RD, CLOVER, SC 29710-7662
Document Number	2188100244
Book / Page	21881 / 244
Map Reference	MB 168 PG 363
Instrument Date	Apr 28, 2025
Instrument	2025013578
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 TOM JOYE RD, CLOVER, SC 29710-7662

Mortgage

Document Number	2025013579
Date	Apr 30, 2025
Instrument	2025013579

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 31, 2022
Property Address	1789 TOM JOYE RD, CLOVER, SC 29710-7662
Document Number	1994600480
Book / Page	19946 / 480
Map Reference	MB 168 PG 363
Instrument Date	Jan 27, 2022
Instrument	2022004692
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 TOM JOYE RD, LAKE WYLIE, SC 29710-7662

Mortgage

Document Number	2022004693
Date	Jan 31, 2022
Instrument	2022004693

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1789 TOM JOYE RD, CLOVER, SC 29710-7662
Document Number	1738200261
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 TOM JOYE RD CLOVER SC 297107662, CLOVER, SC 29710-7662

Mortgage

Document Number	1738200261
Date	Jan 30, 2019
Book Page	017382/000261
Instrument	3614

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jul 31, 2018
Property Address	1789 TOM JOYE RD, CLOVER, SC 29710-7662
Document Number	1710500274
Book / Page	017105 / 000274
Instrument Date	Jul 30, 2018
Instrument	32373
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 TOM JOYE RD CLOVER SC 297107662, CLOVER, SC 29710-7662

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (-0.54%)	$11,836 (+5.42%) Land $1,520 Building $10,316	$295,900 (+5.43%) Land $38,000 Building $257,900
2023	$1,494.00	$11,227 Land $1,360 Building $9,867	$280,671 Land $34,000 Building $246,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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