Stephens County property record for 1789 Shady Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 1998 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,759 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052C 001 |
| Primary APN | 052C 001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,435 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Area | 506 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 318657 |
|---|---|
| Old Parcel Number | 052C 001 |
| Street Address | 1789 SHADY LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | WHISPERING PINES RD/SHADY LANE |
| Legal Subdivision | MARK & CHRISTY NEAL SURV |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970202 |
1789 Shady Ln is owned and occupied by an individual who acquired it in February 2003.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1789 SHADY LN, TOCCOA, GA 30577-8291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2003 |
| Deed Sale | Feb 5, 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1789 SHADY LN, TOCCOA, GA 30577-8291 |
| Document Number | 0011690278 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1789 SHADY LN TOCCOA GA 305778291, TOCCOA, GA 30577-8291 |
| Document Number | 0011690278 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 001169/000278 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SENECA, SC 29678 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 29, 2029 |
The 2025 property tax bill for 1789 Shady Ln was $1,759 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,759.00 Homeowner's exemption | $79,254 Land $3,646 Building $75,608 | $198,135 Land $9,115 Building $189,020 |
| 2023 | $1,421.00 (+1.57%) Homeowner's exemption | $49,762 (+5.82%) Land $3,646 Building $46,116 | $124,406 (+5.82%) Land $9,115 Building $115,291 |
| 2022 | $1,399.00 Homeowner's exemption | $47,026 Land $3,646 Building $43,380 | $117,564 Land $9,115 Building $108,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1789 Shady Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1789 Shady Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures