1789 E Otero Ave, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 1789 E Otero Ave, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,471 sqft · built 1985
Lot Size	0.253 acres (11,021 sqft)
Owner	Company Name on File
Tax Bill	$7,445 (2025)
Deeds & Mortgages	May 2018 Reverse Mortgage Mar 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2077-35-4-20-025`

Property Details

APN / Parcel Number

Primary APN	`2077-35-4-20-025`
Alternative APNs	`032516313` `32516313` `516313`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,471 sqft Living Area
Gross Area	6,549 sqft
1st Floor Area	2,596 sqft
2nd Floor Area	1,103 sqft
Basement Area	1,938 sqft
Finished Basement	772 sqft
Unfinished Basement	1,166 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	108 ft deep x 99 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	726 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	468 sqft
Deck Area	259 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032516313
Street Address	1789 E OTERO AVE
City	CENTENNIAL
State	CO
Zip	80122-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 023765 SUBDIVISIONNAME FOUR LAKES SUB 6TH FLG BLOCK 003 LOT 001 LOT 1 BLK 3 FOUR LAKES SUB 6TH FLG EX M/R
Legal Range	68W
Legal Township	5S
Legal Section	35
Legal Quarter	4
Legal Subdivision	FOUR LAKES SUB 6TH FLG
Legal Block	003,3
Legal Lot Number	001,1
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3011
Census Tract	5631

Owner

1789 E Otero Ave is owned by a company that acquired it in March 1986 and is owner-occupied.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	Company Name on File
Mailing Address	1789 E OTERO AVE, CENTENNIAL, CO 80122-3262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1986
Deed Sale	Mar 1, 1986
Prior Sale	Sep 1, 1984
Deed Document Number	1986RE471501260000C
Deed Book / Page	4715 / 126
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1789 E OTERO AVE, CENTENNIAL, CO 80122-3262
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	EMPIRE TITLE COLORADO SPRING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8048755
Date	May 18, 2018
Instrument	D8048755

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	935 Months
Due	Apr 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.77%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1789 E OTERO AVE, CENTENNIAL, CO 80122-3262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0026562
Date	Mar 3, 2020
Instrument	E0026562

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	913 Months
Due	Apr 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1789 E OTERO AVE, CENTENNIAL, CO 80122-3262
Document Number	00E0026563
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1789 E OTERO AVE CENTENNIAL CO 801223262, CENTENNIAL, CO 80122-3262

Mortgage

Document Number	00E0026563
Date	Mar 3, 2020
Instrument	E0026563

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Mar 2, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.6%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1789 E OTERO AVE, CENTENNIAL, CO 80122-3262
Document Number	00D8048756
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1789 E OTERO AVE CENTENNIAL CO 801223262, CENTENNIAL, CO 80122-3262

Mortgage

Document Number	00D8048756
Date	May 18, 2018
Instrument	D8048756

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	May 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Tax Assessment & Valuation

The 2025 property tax bill for 1789 E Otero Ave was $7,445, up 4.7% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,144 (+1.5%)	$1,042,700 (-) Land $280,000 Building $762,700
2025	$7,445.00 (+4.65%)	$65,169	$1,042,700 Land $280,000 Building $762,700
2024	$7,114.00
2023		$69,285	$1,089,100 Land $310,000 Building $779,100
2021	$5,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1789 E Otero Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1789 E Otero Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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