1789 E 640 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1789 E 640 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,242 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$243,900 (Apr 2016)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-136-0011`

Property Details

APN / Parcel Number

Primary APN	`46-136-0011`
Alternative APN	`065937`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,029 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065937
Street Address	1789 E 640 S
City	SPANISH FORK
State	UT
Zip	84660-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT L, MOUNT LOAFER SUB.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3007
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1789 E 640 S, SPANISH FORK, UT 84660-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 20, 2019	Warranty Deed, Transfer VERITAS FNDG
Dec 11, 2017	Deed of Trust, Mortgage NEBO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on Record
Deed Sale	Apr 12, 2016 · Amount on Record
Prior Sale	Jan 9, 2002 · Amount on Record
Deed Document Number	201631536
Prior Transfer Date	Apr 11, 2016
Prior Transfer Doc	0000031536
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1789 E 640 S, SPANISH FORK, UT 84660-2700
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208203
Date	Dec 17, 2021
Instrument	208203:2021

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 20, 2019
Property Address	1789 E 640 S, SPANISH FORK, UT 84660-2700
Document Number	0000136092
Instrument Date	Dec 19, 2019
Instrument	136092
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIRST LIBERTY TITLE LC, 1ST LIBERTY TITLE LC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 E 640 S SPANISH FORK UT 846602700, SPANISH FORK, UT 84660-2700

Mortgage

Document Number	136243
Date	Dec 20, 2019
Instrument	136243

Lender

Name	VERITAS FNDG
Type	Funding / Finance Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1789 E 640 S, SPANISH FORK, UT 84660-2700
Document Number	0000124287
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1789 E 640 S SPANISH FORK UT 846602700, SPANISH FORK, UT 84660-2700

Mortgage

Document Number	0000124287
Date	Dec 15, 2017
Instrument	124287

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2032

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,750 (-44.07%)	$485,000 (+1.7%) Land $189,500 Building $295,500
2025	$2,526.00	$476,900 (+102.4%) Land $189,500 Building $287,400	$476,900 (+11.32%) Land $189,500 Building $287,400
2024	$2,526.00 (+10.64%)
2023	$2,283.00 (-3.47%)	$235,620	$428,400 Land $180,500 Building $247,900
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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