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1789 Commander Harvey Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1789 Commander Harvey Ln, Navarre, FL 32566 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,507 sqft · built 2019
Lot Size0.337 acres (14,680 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Dec 2015)
Tax Bill$4,828 (2025)
Deeds & MortgagesSep 2018 Mortgage
Aug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN19-2S-26-2755-00200-0040

Property Details

APN / Parcel Number

Primary APN19-2S-26-2755-00200-0040
Alternative APN
  • S262192755002000040

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,507 sqft Living Area
Gross Area4,936 sqft
1st Floor Area1,019 sqft
Upper Floors Area1,488 sqft
FlooringWood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area14,680 sqft (0.337 acres)
Lot Dimensions140 ft deep x 105 ft wide
Garage TypeAttached
Garage Area965 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,296 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1789 COMMANDER HARVEY LN
CityNAVARRE
StateFL
Zip32566-7566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNAVARRE SHORES LOT 4 BLK 2 AS DES IN OR 3485 PG 757
Legal Range26W
Legal Township2S
Legal Section19
Legal SubdivisionNAVARRE SHORES
Legal Block2
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1045
Census Tract10825

Owner

Source: Santa Rosa County records · APN 19-2S-26-2755-00200-0040

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1789 COMMANDER HARVEY LN, NAVARRE, FL 32566-7566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2018Deed of Trust, Mortgage · ARM
PEN AIR FEDERAL CU
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2015 · Amount on Record
Deed SaleDec 28, 2015 · Amount on Record
Deed Document Number201547945
Deed Book / Page3485 / 757
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1789 COMMANDER HARVEY LN, NAVARRE, FL 32566-7566
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037631069
DateSep 06, 2018
Book Page3763/1069
Instrument201838201
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeARM
AmountAmount Recorded
Term372 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.75%
Index1-Year LIBOR
Max Rate9.75%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1789 COMMANDER HARVEY LN, NAVARRE, FL 32566-7566
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038650713
DateAug 30, 2019
Book Page3865/0713
Instrument201938725
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,828.00 (+3.52%) Homeowner's exemption$432,916 (+2.9%)$553,299 (+5.25%) Land $95,000 Building $458,299
2024$4,664.00 (+2.01%) Homeowner's exemption$420,715 (+3%)$525,689 (+3.85%) Land $80,000 Building $445,689
2023$4,572.00 (+2.51%) Homeowner's exemption$408,461 (+3%)$506,186 (+10.02%) Land $65,000 Building $441,186
2022$4,460.00 Homeowner's exemption$396,564$460,083 Land $40,000 Building $420,083

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured (26 under condo master policies)
110 of 136 individual policies on primary residences
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024, rainfall accumulation
Flood Events
  • Hurricane Sally (Sep 2020), 8 claims
  • Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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