17886 Gourd Neck Loop, Winter Garden, FL 34787 Property Records

Lake County property record for 17886 Gourd Neck Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,240 sqft · built 2016
Lot Size	0.244 acres (10,649 sqft)
Owner	2 Individual Names on File
Last Sale	$406,400 (Jan 2016)
Tax Bill	$5,383 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-26-0201-000-08000`

Property Details

APN / Parcel Number

Primary APN	`24-22-26-0201-000-08000`
Alternative APN	`3894457`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,240 sqft Living Area
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,649 sqft (0.244 acres)
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	220 sqft
Porch	Open Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3894457
Street Address	17886 GOURD NECK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK PHASE 2 PB 66 PG 38-39 LOT 80 ORB 4735 PG 628
Legal Section	24
Legal Subdivision	VERDE PARK
Legal Phase	2
Legal Tract	201
Legal Lot Number	80
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1024
Census Tract	31321

Owner

17886 Gourd Neck Loop is owned and occupied by two individuals who bought it in January 2016.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17886 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2016 · Amount on File
Deed Sale	Jan 29, 2016 · Amount on File
Deed Document Number	0004735628
Deed Book / Page	4735 / 628
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17886 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17886 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087

Mortgage

Document Number	0055792134
Date	Nov 10, 2020
Book Page	5579/2134
Instrument	2020126367

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,950 Land $222,750 Building $178,200	$793,101 Land $222,750 Building $570,351
2024	$5,383.00 (+5.86%)
2023	$5,085.00 (+5.74%) Homeowner's exemption	$378,310 (+3%)	$774,801 (+19.87%) Land $222,750 Building $552,051
2022	$4,809.00 Homeowner's exemption	$367,300	$646,356 Land $94,500 Building $551,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17886 Gourd Neck Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17886 Gourd Neck Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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