17885 Monroe Dr, Phillipsburg, MO 65722 Property Records

Laclede County property record for 17885 Monroe Dr, Phillipsburg, MO 65722

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,283 sqft · built 2020
Lot Size	38.9 acres (1,696,226 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jan 2018)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-7658-01-10-33-17`

Property Details

APN / Parcel Number

Primary APN	`50-7658-01-10-33-17`
Alternative APN	`15-2.0-10-000-000-001.001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	3,283 sqft Adjusted Area
1st Floor Area	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,696,226 sqft (38.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50-7658-01-10-33-17
Street Address	17885 MONROE DR
City	PHILLIPSBURG
State	MO
Zip	65722-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-33-17 38.94 ACRES NENE1/4
Legal Range	17W
Legal Township	33N
Legal Section	10
Jurisdiction	LACLEDE MO
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3008
Census Tract	960101

Owner

17885 Monroe Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Laclede County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF THE OZARKS
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK OF THE OZARKS
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF THE OZARKS
Jan 22, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2018 · Amount on File
Deed Sale	Jan 22, 2018 · Amount on File
Deed Document Number	2018279
Deed Book / Page	272 / 8157
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00275/8037
Date	Jun 24, 2019
Book Page	275/8037
Instrument	2019-2569

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Mar 21, 2020

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1695
Date	Apr 27, 2020
Book Page	2020/1695
Instrument	2020-1695

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206

Mortgage

Document Number	02022/1257
Date	Mar 15, 2022
Book Page	2022/1257
Instrument	20221257

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	Jan 22, 2018
Property Address	17885 MONROE DR, PHILLIPSBURG, MO 65722-9206
Document Number	00272/8157
Book / Page	272 / 8157
Instrument Date	Jan 22, 2018
Instrument	2018-0279
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14225 CATTAIL RD, PHILLIPSBURG, MO 65722-9192

Mortgage

Document Number	0020180280
Date	Jan 22, 2018
Instrument	2018-0280

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17885 Monroe Dr was $1,487.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Unified School District	Laclede County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,710 (-)	$190,000 (-) Land $13,900 Building $176,100
2025	$1,487.00	$35,710	$190,000 Land $13,900 Building $176,100
2023	$1,407.00 (+11.84%)	$32,290	$172,000 Land $13,900 Building $158,100
2022	$1,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17885 Monroe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17885 Monroe Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 93% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 1 serves 8,550 people · EPA ID MO5024317
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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