1788 Breakers Dr, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 1788 Breakers Dr, Manahawkin, NJ 08050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,426 sqft · built 1996
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Oct 2021)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-00044-165-00003`

Property Details

APN / Parcel Number

Primary APN	`31-00044-165-00003`
Alternative APN	`3100044016500003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1788 BREAKERS DR
City	MANAHAWKIN
State	NJ
Zip	08050-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	75X120
Legal Subdivision	OCEAN ACRES INC SEC 14
Legal Block	44
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	2
Census Block	2030
Census Tract	735001

Owner

1788 Breakers Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 26, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2021	Bargain and Sale Deed, Transfer SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI
Jan 29, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 18, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	2021153765
Deed Book / Page	18745 / 1
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264

Mortgage

Document Number	0202521209
Date	Jan 9, 2026
Book Page	20252/1209
Instrument	2026002220

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 26, 2021
Property Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Document Number	0187450001
Book / Page	18745 / 1
Instrument Date	Oct 15, 2021
Instrument	2021153765
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 E VIEW DR, 75, BRICK, NJ 08723-5612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264

Mortgage

Document Number	2021153766
Date	Oct 26, 2021
Instrument	2021153766

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 22, 2021
Property Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Document Number	0183261322
Book / Page	18326 / 1322
Instrument Date	Jan 29, 2021
Instrument	2021027917
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ALLISON WAY, 15, BARNEGAT, NJ 08005-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 29, 2019
Property Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Document Number	0173700562
Book / Page	017370 / 000562
Instrument Date	Jan 14, 2019
Instrument	8915
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$204.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 18, 2018
Property Address	1788 BREAKERS DR, MANAHAWKIN, NJ 08050-1264
Document Number	0171790951
Book / Page	017179 / 000951
Instrument Date	May 29, 2018
Instrument	69913
Transaction Type	Foreclosure
Record Updated	Aug 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

The 2025 property tax bill for 1788 Breakers Dr was $7,562, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (+79.67%) Land $162,000 Building $356,000	$518,000 (+79.67%) Land $162,000 Building $356,000
2025	$7,562.00 (+5.64%)	$288,300 Land $60,300 Building $228,000	$288,300 Land $60,300 Building $228,000
2024	$7,158.00
2023		$288,300 Land $60,300 Building $228,000	$288,300 Land $60,300 Building $228,000
2022	$6,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1788 Breakers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1788 Breakers Dr is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 79% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Breakers Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures