Limestone County property record for 17876 Watercress Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,342 sqft · built 2007 |
| Lot Size | 0.256 acres (11,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Oct 2021) |
| Tax Bill | $1,367 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2014 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1101010000010046 |
| Primary APN | 1101010000010046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Upper Floors Area | 1,020 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,188 sqft (0.256 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11100059 |
|---|---|
| Street Address | 17876 WATERCRESS DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-0625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SPRINGS AT WATERCRESS LOT 46 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 01 |
| Legal Subdivision | THE SPRINGS AT WATERCRESS |
| Legal Lot Number | 46 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20402 |
17876 Watercress Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Limestone County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKERS SOLUTIONS INC |
| Jul 21, 2014 | Deed of Trust, Mortgage SOUTHERN LIVING MORTGAGE |
| Oct 6, 2021 | Warranty Deed, Construction Loan · Construction Mortgage BANCORP SOUTH BANK |
| Jul 9, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC |
| Jun 22, 2007 | Survivorship Deed, Transfer |
| Feb 27, 2007 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Book / Page | 2021 / 110723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020/59952 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2020/59952 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014/31056 |
|---|---|
| Date | Jul 21, 2014 |
| Book Page | 2014/31056 |
| Name | SOUTHERN LIVING MORTGAGE |
|---|---|
| Address | 4700 WHITESBURG DR HUNTSVILLE AL 35802 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Oct 6, 2021 |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 2021/110723 |
| Book / Page | 2021 / 110723 |
| Map Reference | MB G PG 306 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 202111072520211107 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021/11072520211107 |
| Name | BANCORP SOUTH BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jul 9, 2019 |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 2019/41966 |
| Book / Page | 2019 / 41966 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5646 COUNTY ROAD 76, ROGERSVILLE, AL 35652-2439 |
| Name | Verified Name |
|---|---|
| Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 2019/41968 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 2019/41968 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 22, 2007 |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 2007/44262 |
| Book / Page | 2007 / 44262 |
| Instrument Date | Jun 21, 2007 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Feb 27, 2007 |
| Property Address | 17876 WATERCRESS DR, ATHENS, AL 35611-0625 |
| Document Number | 2007/13608 |
| Book / Page | 2007 / 13608 |
| Instrument Date | Feb 26, 2007 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 17876 Watercress Dr was $1,367 with a homeowner's exemption, up 1.9% from the year before.
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 (+1.94%) Homeowner's exemption | $35,500 (+1.84%) | $355,000 (+1.87%) Land $41,600 Building $313,400 |
| 2024 | $1,341.00 (-1.11%) Homeowner's exemption | $34,860 (-1.08%) | $348,500 (-1.05%) Land $39,700 Building $308,800 |
| 2023 | $1,356.00 (+20.21%) Homeowner's exemption | $35,240 (+19.3%) | $352,200 (+19.27%) Land $39,700 Building $312,500 |
| 2022 | $1,128.00 Homeowner's exemption | $29,540 | $295,300 Land $39,700 Building $255,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17876 Watercress Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17876 Watercress Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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