17875 Front Beach Rd, #E, Panama City Beach, FL 32413 Property Records

Bay County property record for 17875 Front Beach Rd, #E, Panama City Beach, FL 32413

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,352 sqft · built 1998
Lot Size0.005 acres (232 sqft)
OwnerCompany Name on File
Last Sale$128,800 (May 2026)
Tax Bill$10,595 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone VE (high risk)
APN38534-020-006

Property Details

APN / Parcel Number

Primary APN38534-020-006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,352 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area232 sqft (0.005 acres)
View / LotGulf
Garage TypeOpen

Location & Zoning

Street Address17875 FRONT BEACH RD, E
CityPANAMA CITY BEACH
StateFL
Zip32413-1926
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeT2
Legal DescriptionSOUTHERN EXPOSURES CONDO UNIT-E 3BR 3B 2352 H&C ORB 1826 P 1813 ORB 1906 P 740 . ORB 1906 P 737 ORB 1965 P 1221
Legal Range17W
Legal Township03S
Legal Section14
Legal SubdivisionSOUTHERN EXPOSURES CONDO
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1018
Census Tract2709

Owner

17875 Front Beach Rd, #E is owned by a company that bought it in May 2026.

Source: Bay County records, as of June 9, 2026

Owner of RecordCompany Name on File
Mailing Address16428 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413-2432
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2026 · Amount on File
Deed SaleMay 14, 2026 · Amount on File
Deed Document Number202629204
Deed Book / Page5034 / 1791
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMay 14, 2026
Property Address17875 FRONT BEACH RD, E, PANAMA CITY BEACH, FL 32413-1926
Document Number0000029204
Book / Page5034 / 1791
Instrument DateMay 7, 2026
Instrument202629204
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$91,061.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address16428 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413-2432

Tax Assessment & Valuation

The 2025 property tax bill for 17875 Front Beach Rd, #E was $10,595.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City Beach
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,595.00$730,775$939,250 Building $939,250
2023$9,971.00 (+15.19%)$939,250 (-) Building $939,250$939,250 (-) Building $939,250
2022$8,656.00$939,250 Building $939,250$939,250 Building $939,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17875 Front Beach Rd, #E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 193 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,789 units insured
incl. 1,596 condo units
Nearby Flood Claims11 (1995–2020)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Hurricane Michael, Oct 2018 · 4 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17875 Front Beach Rd, #E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Front Beach Rd

Nearby Streets

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