17872 Gourd Neck Loop, Winter Garden, FL 34787 Property Records

Lake County property record for 17872 Gourd Neck Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 5,109 sqft · built 2016
Lot Size	0.254 acres (11,063 sqft)
Owner	2 Individual Names on File
Last Sale	$504,999 (Jul 2019)
Tax Bill	$5,138 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-26-0201-000-10300`

Property Details

APN / Parcel Number

Primary APN	`24-22-26-0201-000-10300`
Alternative APNs	`262224020100010300` `3894480`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	5,109 sqft Living Area
Gross Area	5,765 sqft
1st Floor Area	2,310 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	11,063 sqft (0.254 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3894480
Street Address	17872 GOURD NECK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK PHASE 2 PB 66 PG 38-39 LOT 103 ORB 5314 PG 622 ORB 5347 PG 166
Legal Range	26E
Legal Township	22S
Legal Section	24
Legal Subdivision	VERDE PARK PHASE 2
Legal Tract	B,D,F,I,O,
Legal Lot Number	103
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31321

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	201982162
Deed Book / Page	5314 / 622
Last Transfer Date	Sep 25, 2019
Transfer Doc	0053470166
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087

Mortgage

Document Number	0056200106
Date	Jan 12, 2021
Book Page	5620/106
Instrument	2021005548

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087

Mortgage

Document Number	0060900251
Date	Feb 7, 2023
Book Page	6090/251
Instrument	2023014484

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 7, 2043

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2019
Property Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Document Number	0053470166
Book / Page	005347 / 000166
Instrument Date	Sep 25, 2019
Instrument	108069
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17872 GOURD NECK LOOP WINTER GARDEN FL 347873087, WINTER GARDEN, FL 34787-3087

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2019
Property Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Document Number	0053140622
Book / Page	005314 / 000622
Instrument Date	Jul 19, 2019
Instrument	82162
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ORLANDO TITLE SERVICES LLC, ORLANDO TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,534.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17872 GOURD NECK LOOP WINTER GARDEN FL 347873087, WINTER GARDEN, FL 34787-3087

Mortgage

Document Number	53140625
Date	Jul 23, 2019
Book Page	005314/000625
Instrument	82163

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087
Document Number	0049780976
Book / Page	004978 / 000976
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	972 SANDPIPER CT VENTURA CA 930014153, VENTURA, CA 93001-4153

Mortgage

Document Number	0049780976
Date	Jul 27, 2017
Book Page	004978/000976
Instrument	81136

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,900 (+2.9%)	$867,417 (-) Land $222,750 Building $644,667
2025		$381,830 (+5.98%) Land $222,750 Building $159,080	$867,417 (+2.57%) Land $222,750 Building $644,667
2024	$5,138.00 (+6.05%)
2023	$4,845.00 (+5.9%) Homeowner's exemption	$360,270 (+3%)	$845,678 (+17.88%) Land $222,750 Building $622,928
2022	$4,575.00 Homeowner's exemption	$349,780	$717,428 Land $94,500 Building $622,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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