1787 Union St, Maiden, NC 28650 Property Records

Catawba County property record for 1787 Union St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,200 sqft · built 1990
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Feb 2024)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3646-08-89-0825`

Property Details

APN / Parcel Number

Primary APN	`3646-08-89-0825`
Alternative APN	`0007057`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	2,400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	199 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	861 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1787 UNION ST
City	MAIDEN
State	NC
Zip	28650-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 8 PLAT 17-280
Legal Subdivision	KLUTZ LEWIS MAP 2
Legal Lot Number	8
Jurisdiction	CATAWBA NC
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2020
Census Tract	11602

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1787 UNION ST, MAIDEN, NC 28650-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20242234
Deed Book / Page	3854 / 1600
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0036101180
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Apr 29, 2026
Property Address	1787 UNION ST, MAIDEN, NC 28650-9600
Document Number	0000008382
Book / Page	4016 / 1280
Instrument Date	Apr 24, 2026
Instrument	2026.8382
Record Updated	May 14, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 UNION ST, MAIDEN, NC 28650-9600

Mortgage

Document Number	0000008382,
Date	Apr 29, 2026
Book Page	4016/1280
Instrument	2026.8382

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Apr 29, 2026
Property Address	1787 UNION ST, MAIDEN, NC 28650-9600
Document Number	0040161280
Book / Page	4016 / 1280
Instrument Date	Apr 24, 2026
Instrument	20268382
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 UNION ST, MAIDEN, NC 28650-9600

Mortgage

Document Number	0000008382,
Date	Apr 29, 2026
Book Page	4016/1280
Instrument	20268382

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 8, 2024
Property Address	1787 UNION ST, MAIDEN, NC 28650-9600
Document Number	0038541600
Book / Page	3854 / 1600
Map Reference	MB 1999 PG 1354
Instrument Date	Feb 7, 2024
Instrument	2234
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1371 FOX DAIRY RD, NEWTON, NC 28658-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 UNION ST, MAIDEN, NC 28650-9600

Mortgage

Document Number	0000002235
Date	Feb 8, 2024
Instrument	2235

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 30, 2020
Property Address	1787 UNION ST, MAIDEN, NC 28650-9600
Document Number	0036101180
Book / Page	3610 / 1180
Map Reference	MB 55 PG 6
Instrument Date	Oct 29, 2020
Instrument	22622
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 UNION STREET, MONTEZUMA, NC 28653

Mortgage

Document Number	0000022623
Date	Oct 30, 2020
Instrument	22623

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,900 (-) Land $16,500 Building $252,400
2025	$1,072.00 (-44.14%)	$268,900 (+77.02%) Land $16,500 Building $252,400
2024	$1,919.00
2023	$1,919.00	$151,900 Land $16,500 Building $135,400	$268,900 Land $16,500 Building $252,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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