Forsyth County property record for 1787 Ramhurst Dr, Clemmons, NC 27012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,101 sqft · built 2006 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (May 2026) |
| Tax Bill | $3,355 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5884-64-4210.00 |
| Primary APN | 5884-64-4210.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,101 sqft Living Area |
| Gross Area | 5,265 sqft |
| 1st Floor Area | 1,942 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Basement Area | 1,942 sqft |
| Finished Basement | 878 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 154 ft deep x 152 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 161 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1787 RAMHURST DR |
|---|---|
| City | CLEMMONS |
| State | NC |
| Zip | 27012-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS30 |
| Legal Description | LO:010 BL:4404P |
| Legal Subdivision | FOREST RIDGE |
| Legal Block | 4404P |
| Legal Lot Number | 10 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | LEWISVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4007 |
1787 Ramhurst Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Forsyth County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Apr 30, 2007 · Amount on File |
| Deed Document Number | 202619304 |
| Deed Book / Page | 3928 / 3302 |
| Prior Transfer Date | Sep 22, 2014 |
| Prior Transfer Doc | 0031982384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | May 29, 2026 |
| Property Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Document Number | 0000019304 |
| Book / Page | 3928 / 3302 |
| Instrument Date | May 27, 2026 |
| Instrument | 202619304 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Document Number | 0000019305, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202619305 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | May 29, 2026 |
| Property Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Document Number | 0039283302 |
| Book / Page | 3928 / 3302 |
| Instrument Date | May 27, 2026 |
| Instrument | 202619304 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Document Number | 0000019305, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202619305 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0035250226 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 3525/226 |
| Instrument | 2020019647 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 1787 RAMHURST DR, CLEMMONS, NC 27012-9579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0035250207 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 3525/207 |
| Instrument | 2020019646 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Forsyth County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $677,800 Land $83,200 Building $594,600 | $677,800 Land $83,200 Building $594,600 | |
| 2024 | $3,355.00 (+2.69%) | ||
| 2023 | $3,267.00 | $440,500 Land $85,100 Building $355,400 | $440,500 Land $85,100 Building $355,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1787 Ramhurst Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1787 Ramhurst Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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